4322 Rustic Pl, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 4322 Rustic Pl, Shoreview, MN 55126 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,092 sqft · built 1973
Lot Size0.289 acres (12,566 sqft)
OwnerIndividual Name on File
Last Sale$533,500 (Sep 2025)
Tax Bill$6,702 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2024 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN24-30-23-14-0064

Property Details

APN / Parcel Number

Primary APN24-30-23-14-0064
Alternative APNs
  • 8214882
  • 246077

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,092 sqft Living Area
1st Floor Area1,508 sqft
Basement Area584 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeWood
Lot Area12,566 sqft (0.289 acres)
Lot Dimensions122 ft deep x 103 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number246077
Street Address4322 RUSTIC PL
CitySAINT PAUL
StateMN
Zip55126-6248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSNAIL LAKE PARK 2ND,ADDITION LOT 10 BLK 1
Legal Range23
Legal Township30
Legal Section24
Legal SubdivisionSNAIL LAKE PARK 2ND,ADDITION
Legal Block1
Legal Lot Number10
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group3
Census Block3006
Census Tract40709

Owner

Source: Ramsey County records · APN 24-30-23-14-0064

Assessment roll updated July 28, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4322 RUSTIC PL, SAINT PAUL, MN 55126-6248
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 17, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 07, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 01, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Dec 15, 2025Quit Claim Deed, Transfer · Conventional Mortgage
WINGS FINANCIAL CU
Sep 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
WINGS FINANCIAL CU
Oct 14, 2025Intrafamily Transfer, Transfer
Sep 11, 2025Warranty Deed, Transfer · Conventional Mortgage
WINGS FINANCIAL CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Prior SaleAug 05, 2014 · Amount on Record
Deed Document Number20255078718
Last Transfer DateSep 29, 2025
Transfer Doc0005082735
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 RUSTIC PL, SAINT PAUL, MN 55126-6248

Mortgage

Document Number0A04927835
DateJan 05, 2022
InstrumentA04927835
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 RUSTIC PL, SAINT PAUL, MN 55126-6248

Mortgage

Document Number0A05014105
DateJan 17, 2024
InstrumentA05014105
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueDec 01, 2051

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248

Mortgage

Document Number0A05024409
DateMay 07, 2024
InstrumentA05024409
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueDec 01, 2051

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248

Mortgage

Document Number0A05063398
DateMay 01, 2025
InstrumentA05063398
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueDec 01, 2051

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateDec 15, 2025
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Document Number0A05089809
Instrument DateNov 25, 2025
InstrumentA05089809
Transaction TypeTransfer
Record UpdatedDec 25, 2025
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248

Mortgage

Document Number0A05089810
DateDec 15, 2025
InstrumentA05089810
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 01, 2033
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate10.6%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A05078719
DateSep 11, 2025
InstrumentA05078719
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate11.6%

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRAMSEY MN
Recording DateOct 14, 2025
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Document Number0A05082735
Instrument DateSep 29, 2025
InstrumentA05082735
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 11, 2025
Property Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248
Document Number0A05078718
Instrument DateAug 12, 2025
InstrumentA05078718
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,760.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4322 RUSTIC PL, SHOREVIEW, MN 55126-6248

Mortgage

Document Number0A05078719
DateSep 11, 2025
InstrumentA05078719
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2032
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change8.62%
Index1-Year CMT
Max Rate11.6%

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated July 28, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,702.00 (+5.58%)$433,100 (+10.85%) Land $91,700 Building $341,400$433,100 (+10.85%) Land $91,700 Building $341,400
2023$6,348.00 Homeowner's exemption$390,700 Land $91,700 Building $299,000$390,700 Land $91,700 Building $299,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271230407093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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