4322 Pacifica Way, Unit 1, Oceanside, CA 92056 Property Records

San Diego County property record for 4322 Pacifica Way, Unit 1, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,470 sqft · built 2017
Lot Size	0.934 acres (40,694 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (May 2019)
Tax Bill	$6,953 (2025)
Deeds & Mortgages	May 2023 Sale Dec 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`160-690-19-08`

Property Details

APN / Parcel Number

Primary APN	`160-690-19-08`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	40,694 sqft (0.934 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4322 PACIFICA WAY, 1
City	OCEANSIDE
State	CA
Zip	92056-5751
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 9 US 100PER DOC16-0365237&UND INT IN TR 015691
Legal Subdivision	ST CLOUD/OCEAN RANCH BLDG 33 P
Legal Tract	015691
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4322 PACIFICA WAY, 1, OCEANSIDE, CA 92056-5751
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Grant Deed, Transfer
Dec 3, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 3, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 8, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMERICAN TITLE CO SUBDIV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	2019172580
Last Transfer Date	May 17, 2023
Transfer Doc	0000129778
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2023
Property Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751
Document Number	0000129778
Map Reference	MAP 15691
Instrument Date	May 17, 2023
Instrument	2023-0129778
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 PACIFICA WAY 1, 1, OCEANSIDE, CA 92056-5751

Mortgage

Document Number	0000824570
Date	Dec 3, 2021
Instrument	2021-0824570

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	872 Months
Due	Aug 11, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.18%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.18%
Max Rate At Change	7.18%
Index	1-Year CMT
Max Rate	7.18%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 PACIFICA WAY 1, 1, OCEANSIDE, CA 92056-5751

Mortgage

Document Number	0000824569
Date	Dec 3, 2021
Instrument	2021-0824569

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	872 Months
Due	Aug 12, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.18%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751
Document Number	0000434984
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 PACIFICA WAY #1 OCEANSIDE CA 920565751, 1, OCEANSIDE, CA 92056-5751

Mortgage

Document Number	0000434984
Date	Oct 1, 2019
Instrument	434984

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 30, 2094

Interest

Rate Type	Adjustable Rate
Rate	5.69%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751
Document Number	0000434985
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 PACIFICA WAY #1 OCEANSIDE CA 920565751, 1, OCEANSIDE, CA 92056-5751

Mortgage

Document Number	0000434985
Date	Oct 1, 2019
Instrument	434985

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Sep 30, 2094

Interest

Rate Type	Adjustable Rate
Rate	5.69%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 8, 2019
Property Address	4322 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5751
Document Number	0000172580
Instrument Date	Apr 17, 2019
Instrument	172580
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMERICAN TITLE CO SUBDIV

Transaction

Amount	Amount Recorded
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 PACIFICA WAY #1 OCEANSIDE CA 920565751, 1, OCEANSIDE, CA 92056-5751

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,286 (+2%) Land $329,833 Building $250,453
2025	$6,953.00 (+5.11%) Homeowner's exemption	$568,909 (+4.04%) Land $323,366 Building $245,543
2023	$6,615.00 (+1.61%) Homeowner's exemption	$546,819 Land $310,810 Building $236,009
2022	$6,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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