4322 N Centennial Dr, Bloomington, IN 47404 Property Records

Monroe County property record for 4322 N Centennial Dr, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,440 sqft · built 2020
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$438,328 (Aug 2020)
Tax Bill	$5,205 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-12240-00`

Property Details

APN / Parcel Number

Primary APN	`007-12240-00`
Alternative APN	`53-04-13-402-002.000-011`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	2,440 sqft
Basement Area	1,579 sqft
Finished Basement	1,300 sqft
Unfinished Basement	279 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	007-12240-00
Street Address	4322 N CENTENNIAL DR
City	BLOOMINGTON
State	IN
Zip	47404-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	HIGHLAND PARK EST LOT 7
Legal Subdivision	HIGHLAND PARK ESTATE
Legal Lot Number	7
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3004
Census Tract	1303

Owner

4322 N Centennial Dr is owned and occupied by an individual who bought it in August 2020.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4322 N CENTENNIAL DR, BLOOMINGTON, IN 47404-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 7, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE PEOPLES STATE BANK
Aug 7, 2020	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Aug 7, 2020
Deed Document Number	202012449
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4322 N CENTENNIAL DR, BLOOMINGTON, IN 47404-9608
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020272
Date	Oct 26, 2021
Instrument	2021020272

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 7, 2022
Property Address	4322 N CENTENNIAL DR, BLOOMINGTON, IN 47404-9608
Document Number	2022010163
Map Reference	CAB B ENV 225
Instrument Date	Jul 1, 2022
Instrument	2022010163
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4322 N CENTENNIAL DR, BLOOMINGTON, IN 47404-9608

Mortgage

Document Number	2022010164
Date	Jul 7, 2022
Instrument	2022010164

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 7, 2020
Property Address	4322 N CENTENNIAL DR, BLOOMINGTON, IN 47404-9608
Document Number	2020012449
Map Reference	CAB B ENV 225
Instrument Date	Aug 5, 2020
Instrument	2020012449
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020012451
Date	Aug 7, 2020
Instrument	2020012451

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

August 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 7, 2020
Property Address	4322 N CENTENNIAL DR, BLOOMINGTON, IN 47404-9608
Document Number	2020012448
Map Reference	CAB B ENV 225
Instrument Date	Jun 30, 2020
Instrument	2020012448
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 S WALNUT ST, GERRY, NY 14740
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4322 N Centennial Dr was $5,205, down 7.4% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,205.00 (-7.4%)	$623,200 Land $82,700 Building $540,500	$623,200 Land $82,700 Building $540,500
2024	$5,621.00
2023		$597,400 (+25.56%) Land $79,500 Building $517,900	$597,400 (+25.56%) Land $79,500 Building $517,900
2022	$4,511.00	$475,800 Land $75,000 Building $400,800	$475,800 Land $75,000 Building $400,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4322 N Centennial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4322 N Centennial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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