4322 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 4322 Lake Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 576 sqft · built 1930
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Tax Bill$1,151 (2025)
Deeds & MortgagesAug 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN17-047-00-122-00

Property Details

APN / Parcel Number

Primary APN17-047-00-122-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area576 sqft Living Area
Gross Area752 sqft
1st Floor Area568 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions180 ft deep x 37 ft wide
TerrainLow
Garage Area330 sqft
PorchEnclosed Frame Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4322 LAKE RD E
CityGENEVA
StateOH
Zip44041-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 1--51 -152-
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1004
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4322 LAKE RD E, GENEVA, OH 44041-9410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4322 LAKE RD E, GENEVA, OH 44041-9410
Transaction TypeMortgage
Record UpdatedSep 11, 2023
Title CompanyVALLET TITLE, VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8062 MULBERRY WOODS, CHESTERLAND, OH 44026-1440

Mortgage

Document Number0000010425
DateAug 24, 2021
Book Page748/1177
Instrument202100010425
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
AddressLOUISVILLE, KY 40299
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,151.00 (+75.19%)$14,040 (-) Land $6,760 Building $7,280$40,100 (-) Land $19,300 Building $20,800
2023$657.00 (+19.24%)$14,040 (+30.24%) Land $6,760 Building $7,280$40,100 (+30.19%) Land $19,300 Building $20,800
2022$551.00$10,780 Land $5,180 Building $5,600
2020$30,800 Land $14,800 Building $16,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1986–1998)
Claims Outside the SFHA2 of 3
Most Recent ClaimOct 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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