4321 Waterside Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 4321 Waterside Ln, Oxnard, CA 93035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage3,131 sqft Living Area
Lot Size4,000 sqft (0.092 acres)
OccupancyOwner Occupied
Last Sale$1,712,500 (2021)
Tax Bill$28,185.00 (2025)

Owner

Source: Ventura County records · APN 188-0-180-095

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4321 WATERSIDE LN, OXNARD, CA 93035-2163
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jul 15, 2022Agreement of Sale, Transfer
Jul 09, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY
Jun 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2021 · Amount on Record
Deed SaleJul 09, 2021 · Amount on Record
Prior SaleAug 10, 2007 · Amount on Record
Deed Doc Number2021130427
Prior Transfer DateJan 28, 2012
Prior Transfer Doc0000017111
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address4321 WATERSIDE LN, OXNARD, CA 93035-2163
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 WATERSIDE LN, OXNARD, CA 93035-2163

Mortgage

Document Number0000162532
DateSep 01, 2021
Instrument20210901-00162532
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2022: Agreement of Sale, Transfer

Document TypeAgreement of Sale
JurisdictionVENTURA CA
Recording DateJul 15, 2022
Property Address4321 WATERSIDE LN, OXNARD, CA 93035-2163
Document Number2022000076502
Map ReferenceMB 147 PG 92-94
Instrument DateJul 13, 2022
Instrument2022000076502
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4321 WATERSIDE LN, 4321, OXNARD, CA 93035-2163

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateJul 09, 2021
Property Address4321 WATERSIDE LN, OXNARD, CA 93035-2163
Document Number0000130427
Map ReferenceMB 147 PG 92-94
Instrument DateJun 24, 2021
Instrument20210709-00130427
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4321 WATERSIDE LN, OXNARD, CA 93035-2163

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address4321 WATERSIDE LN, OXNARD, CA 93035-2163
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085031
DateJun 30, 2017
Instrument20170630-00085031
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,853,664 (+2%) Land $1,204,748 Building $648,916
2025$28,185.00 (+1.69%) Homeowner's exemption$1,817,318 (+4.04%) Land $1,181,125 Building $636,193
2024$27,716.00 (+3.58%)
2023$26,759.00 (+1.53%) Homeowner's exemption$1,746,750 Land $1,135,260 Building $611,490
2022$26,356.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN188-0-180-095
Alternative APN
  • 1880160125

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area3,131 sqft Living Area
1st Floor1,445 sqft 1st Floor
2nd Floor1,686 sqft 2nd Floor
Upper Floors80 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area4,000 sqft (0.092 acres)
Parking Spaces2 Parking Spaces
Garage Area532 sqft Garage
Patio Area80 sqft Patio
PorchPorch
Porch Area101 sqft Porch

Location & Zoning

Street Address4321 WATERSIDE LN
CityOXNARD
StateCA
Zip93035-2163
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 519604 LOT: 37 REF: 147MR 92
Legal SubdivisionTRACT NO 5196 4
Legal Tract519604
Legal Block180
Legal Lot Number37
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup3
Census Block3011
Census Tract3616

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