San Diego County property record for 4321 Vista Verde Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,337 sqft · built 2003 |
| Lot Size | 0.114 acres (4,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Dec 2017) |
| Tax Bill | $4,946 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-731-17-00 |
| Primary APN | 158-731-17-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,337 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 4,954 sqft (0.114 acres) |
| View / Lot | River |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4321 VISTA VERDE WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-15 |
| Legal Description | LOT 81 TR 014282 |
| Legal Subdivision | RIVER RANCH NORTH |
| Legal Tract | 014282 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 18521 |
4321 Vista Verde Way is owned and occupied by two individuals who bought it in December 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4321 VISTA VERDE WAY, OCEANSIDE, CA 92057-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Dec 29, 2017 | Grant Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on File |
| Deed Sale | Dec 29, 2017 · Amount on File |
| Prior Sale | Feb 28, 2005 · Amount on File |
| Deed Document Number | 2017616908 |
| Prior Transfer Date | Jan 18, 2005 |
| Prior Transfer Doc | 0000163136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4321 VISTA VERDE WAY, OCEANSIDE, CA 92057-6503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4321 VISTA VERDE WAY, OCEANSIDE, CA 92057-6503 |
| Document Number | 0000218372 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021-0218372 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 29, 2017 |
| Property Address | 4321 VISTA VERDE WAY, OCEANSIDE, CA 92057-6503 |
| Document Number | 0000616908 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 616908 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4321 VISTA VERDE WAY OCEANSIDE CA 920576503, OCEANSIDE, CA 92057-6503 |
| Document Number | 616909 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 616909 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2047 |
The 2025 property tax bill for 4321 Vista Verde Way was $4,946 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $626,706 (+2%) Land $334,638 Building $292,068 | |
| 2025 | $4,946.00 | $614,419 Land $328,077 Building $286,342 |
| 2023 | $6,564.00 (+1.53%) | $590,563 Land $315,339 Building $275,224 |
| 2022 | $6,465.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4321 Vista Verde Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4321 Vista Verde Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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