4321 Vail Divide, Austin, TX 78738 Property Records

Travis County property record for 4321 Vail Divide, Austin, TX 78738

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,311 sqft · built 2010
Lot Size	0.248 acres (10,799 sqft)
Owner	Company Name on Record
Tax Bill	$13,104 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0125760611`

Property Details

APN / Parcel Number

Primary APN	`0125760611`
Alternative APNs	`01257606110000` `770434`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,311 sqft Living Area
Gross Area	5,027 sqft
1st Floor Area	2,538 sqft
2nd Floor Area	1,773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	10,799 sqft (0.248 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	770434
Street Address	4321 VAIL DV
City	AUSTIN
State	TX
Zip	78738-4031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 BLK A FALCONHEAD WEST PHS 1 SEC 2 & PHS 2
Legal Subdivision	FALCONHEAD WEST PHS 1 SEC 2 & PHS 2
Legal Block	A
Legal Lot Number	103
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1030
Census Tract	37000

Owner

Source: Travis County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4321 VAIL DV, AUSTIN, TX 78738-4031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage STEARNS LENDING LLC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 10, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 25, 2017	Vendor's Lien, Transfer · ARM GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019
Deed Sale	Jun 10, 2019
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	201984269
Prior Transfer Date	May 23, 2017
Prior Transfer Doc	0000083160
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 22, 2026
Property Address	4321 VAIL DV, AUSTIN, TX 78738-4031
Document Number	0000073435
Instrument Date	Jun 18, 2026
Instrument	202673435
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4321 VAIL DV, AUSTIN, TX 78738-4031

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4321 VAIL DV, AUSTIN, TX 78738-4031
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142466
Date	Sep 16, 2019
Instrument	2019142466

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4321 VAIL DV, AUSTIN, TX 78738-4031
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180827
Date	Sep 29, 2020
Instrument	2020180827

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 10, 2019
Property Address	4321 VAIL DV, AUSTIN, TX 78738-4031
Document Number	0000084269
Instrument Date	Jun 10, 2019
Instrument	84269
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 VAIL DV AUSTIN TX 787384031, AUSTIN, TX 78738-4031

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	May 25, 2017
Property Address	4321 VAIL DV, AUSTIN, TX 78738-4031
Document Number	0000083160
Map Reference	DOC200800106
Instrument Date	May 23, 2017
Instrument	2017083160
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 VAIL DV, AUSTIN, TX 78738-4031

Mortgage

Document Number	0000083161
Date	May 25, 2017
Instrument	2017083161

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bee Cave City
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,104.00 (+9.19%) Homeowner's exemption	$1,052,260 (-11.58%)	$1,062,571 (-10.71%) Land $361,079 Building $701,492
2024	$12,001.00 (+8.94%)
2023		$1,190,065 Land $350,000 Building $840,065	$1,190,065 Land $350,000 Building $840,065
2022	$11,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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