4321 Holstein St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4321 Holstein St, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage3,165 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
GarageFinished
OccupancyOwner Occupied
Tax Bill$8,160.00 (2025)

Property Details

APN / Parcel Number

Primary APN132630011700010900

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,165 sqft Heated Area
Gross Area3,800 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Garage TypeFinished Garage
FenceFence
Patio Area48 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4321 HOLSTEIN ST
CitySAINT CLOUD
StateFL
Zip34772-9219
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 90
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionOLD HICKORY PHSES 1 & 2
Legal Phase1
Legal Tract117
Legal Lot Number90
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 132630011700010900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Aug 01, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Mar 12, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Jul 03, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Aug 25, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Jul 20, 2021Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 23, 2022
Deed SaleJan 23, 2022
Deed Doc Number2021112063
Deed Book / Page6005 / 1774
Prior Transfer DateJul 20, 2021
Prior Transfer Doc2021112063
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Mortgage

Document Number0063960556
DateApr 27, 2023
Book Page6396/556
Instrument2023051734
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term340 Months
DueAug 01, 2051

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Mortgage

Document Number0064500544
DateAug 01, 2023
Book Page6450/544
Instrument2023099608
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueAug 01, 2051

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Mortgage

Document Number0065640662
DateMar 12, 2024
Book Page6564/662
Instrument2024032349
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term329 Months
DueAug 01, 2051

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Mortgage

Document Number0066281816
DateJul 03, 2024
Book Page6628/1816
Instrument2024088000
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term325 Months
DueAug 01, 2051

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Mortgage

Document Number0068392822
DateAug 25, 2025
Book Page6839/2822
Instrument2025105968
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term312 Months
DueAug 01, 2051

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 20, 2021
Property Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219
Document Number0060051774
Book / Page6005 / 1774
Map ReferenceMB 29 PG 13
Instrument DateJul 16, 2021
Instrument2021112063
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,504.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

NameVerified Name
Address4321 HOLSTEIN ST, SAINT CLOUD, FL 34772-9219

Mortgage

Document Number0060051778
DateJul 20, 2021
Instrument6005/1778
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,160.00 (+4.84%) Homeowner's exemption$392,340 (+6.46%)$452,500 (+7.43%) Land $78,000 Building $374,500
2023$7,783.00 (+3.25%) Homeowner's exemption$368,534 (+3%)$421,200 (+17.72%) Land $65,000 Building $356,200
2022$7,538.00 Homeowner's exemption$357,800 Land $55,000 Building $302,800$357,800 Land $55,000 Building $302,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire LikelihoodAbout 1 in 248 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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