4321 Gregory St, Castro Valley, CA 94546 Property Records

Alameda County property record for 4321 Gregory St, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,952 sqft · built 1963
Lot Size	0.167 acres (7,290 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 1998)
Tax Bill	$6,744 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84C-695-21`

Property Details

APN / Parcel Number

Primary APN	`84C-695-21`
Alternative APN	`084C-0695-021-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,290 sqft (0.167 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4321 GREGORY ST
City	CASTRO VALLEY
State	CA
Zip	94546-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: 000A TR: 2388
Legal Subdivision	2388 EDEN TOWNSHIP
Legal Tract	2388
Legal Block	A
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2001
Census Tract	430800

Owner

4321 Gregory St is owned and occupied by an individual who acquired it in January 2017.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4321 GREGORY ST, CASTRO VALLEY, CA 94546-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jan 18, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 1998 · Amount on File
Deed Sale	Nov 19, 1998 · Amount on File
Deed Document Number	1998404952
Last Transfer Date	Jan 9, 2017
Transfer Doc	0000012825
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4321 GREGORY ST, CASTRO VALLEY, CA 94546-3606
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 GREGORY ST, CASTRO VALLEY, CA 94546-3606

Mortgage

Document Number	0000117758
Date	Mar 23, 2021
Instrument	2021117758

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4321 GREGORY ST, CASTRO VALLEY, CA 94546-3606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 GREGORY ST, CASTRO VALLEY, CA 94546-3606

Mortgage

Document Number	0000191053
Date	Aug 7, 2020
Instrument	2020191053

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 18, 2017
Property Address	4321 GREGORY ST, CASTRO VALLEY, CA 94546-3606
Document Number	0000012825
Instrument Date	Jan 9, 2017
Instrument	12825
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4321 GREGORY ST CASTRO VALLEY CA 945463606, CASTRO VALLEY, CA 94546-3606

Mortgage

Document Number	12826
Date	Jan 18, 2017
Instrument	12826

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4321 Gregory St was $6,744.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,866 (+2%) Land $141,508 Building $366,358
2025	$6,744.00	$497,910 Land $138,734 Building $359,176
2023	$6,476.00	$478,579 Land $133,348 Building $345,231	$1,105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4321 Gregory St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4321 Gregory St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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