4320 William Ct, Roanoke, VA 24018 Property Records

Roanoke County property record for 4320 William Ct, Roanoke, VA 24018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$389,950 (Dec 2025)
Tax Bill	$4,086 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087.20-09-01`

Property Details

APN / Parcel Number

Primary APN	`087.20-09-01`
Alternative APN	`000052568`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Finished Area
Gross Area	3,600 sqft
1st Floor Area	860 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000052568
Street Address	4320 WILLIAM CT
City	ROANOKE
State	VA
Zip	24018-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 SEC 3C FAIRCREST
Legal Subdivision	FAIRCREST 3
Legal Lot Number	11
Jurisdiction	ROANOKE VA
Township / Civil Division	CAVE SPRING
Census Block Group	4
Census Block	4005
Census Tract	30900

Owner

4320 William Ct is owned and occupied by two individuals who bought it in December 2025.

Source: Roanoke County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4320 WILLIAM CT, ROANOKE, VA 24018-4156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 14, 2020	Deed, Transfer · Line of Credit THE BANK OF FINCASTLE
Mar 8, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF FINCASTLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Document Number	202510837
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Dec 19, 2025
Property Address	4320 WILLIAM CT, ROANOKE, VA 24018-4156
Document Number	0000010837
Map Reference	DOC 200902055
Instrument Date	Dec 16, 2025
Instrument	202510837
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TTL & STLMT AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4320 WILLIAM CT, ROANOKE, VA 24018-4156

Mortgage

Document Number	0000010838
Date	Dec 19, 2025
Instrument	202510838

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Aug 14, 2020
Property Address	4320 WILLIAM CT, ROANOKE, VA 24018-4156
Document Number	0000009057
Map Reference	DOC 201709435
Instrument Date	Jul 7, 2020
Instrument	202009057
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ACQUISITION TTL & SETMNT AGC

Transaction

Amount	Amount on Record
Tax	$835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SOUTH CONCOURSE DRIVE, ROANOKE, VA 24019

Mortgage

Document Number	0000009058
Date	Aug 14, 2020
Instrument	202009058

Lender

Name	THE BANK OF FINCASTLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROANOKE VA
Recording Date	Mar 8, 2019
Property Address	4320 WILLIAM CT, ROANOKE, VA 24018-4156
Instrument Date	Mar 1, 2019
Instrument	1960
Transaction Type	Construction Loan
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3922 ELECTRIC RD #1A ROANOKE VA 240184565, 1A, ROANOKE, VA 24018-4565

Mortgage

Document Number	0000001960
Date	Mar 8, 2019
Instrument	1960

Lender

Name	BANK OF FINCASTLE
Type	Bank
Address	DALEVILLE, VA 24083

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4320 William Ct was $4,086, down 0.9% from the year before.

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,086.00 (-0.95%)	$396,700 (-0.95%) Land $76,000 Building $320,700	$396,700 Land $76,000 Building $320,700
2025	$4,125.00	$400,500 Land $76,000 Building $324,500
2024			$400,500 (+9.79%) Land $76,000 Building $324,500
2023	$3,866.00	$364,800 Land $65,000 Building $299,800	$364,800 Land $65,000 Building $299,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 William Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 William Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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