4320 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4320 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 3,087 sqft · built 1923
Lot Size4.4 acres (191,664 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Jan 2021)
Tax Bill$5,010 (2026)
Deeds & MortgagesJan 2021 Transfer
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-2710-04405

Property Details

APN / Parcel Number

Primary APN010-2710-04405
Alternative APN
  • 1102881

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area3,087 sqft Gross Area
1st Floor Area1,764 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1952
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area191,664 sqft (4.4 acres)
Garage Area924 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area196 sqft
Deck Area196 sqft
Storage Building80 sqft
SaunaSauna
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1102881
Street Address4320 W ARROWHEAD RD
CityDULUTH
StateMN
Zip55811-4037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 290 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 SERIAL #
Legal Range14W
Legal Township50N
Legal Section18
Legal SubdivisionDULUTH LANDS IN THE CITY
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2000
Census Tract302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4320 W ARROWHEAD RD, DULUTH, MN 55811-4037
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Affidavit of Death, Transfer
NORTH SHORE TITLE
Jan 6, 2021Warranty Deed, Transfer · Conventional Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2021 · Amount on Record
Deed SaleJan 6, 2021 · Amount on Record
Deed Document Number20211400311
Record UpdatedSep 20, 2026

January 2021: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateJan 15, 2021
Property Address4320 W ARROWHEAD RD, DULUTH, MN 55811-4037
Document Number00T1035209
Instrument DateJan 8, 2021
InstrumentT1035209
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyNORTH SHORE TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 W ARROWHEAD RD DULUTH MN 558114037, DULUTH, MN 55811-4037

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 6, 2021
Property Address4320 W ARROWHEAD RD, DULUTH, MN 55811-4037
Document Number00A1400311
Instrument DateDec 28, 2020
InstrumentA1400311
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,172.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4320 W ARROWHEAD RD DULUTH MN 558114037, DULUTH, MN 55811-4037

Mortgage

Document NumberA1400312
DateJan 6, 2021
InstrumentA1400312
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 5, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,010.00 (+19.06%) Homeowner's exemption
2025$4,208.00 (-18.58%) Homeowner's exemption$408,800 (+28.88%) Land $91,800 Building $317,000$408,800 (+28.88%) Land $91,800 Building $317,000
2024$5,168.00$317,200 (+0.09%) Land $90,400 Building $226,800$317,200 (+0.09%) Land $90,400 Building $226,800
2022$316,900 Land $69,900 Building $247,000$316,900 Land $69,900 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W Arrowhead Rd

Nearby Streets

Search Property Records by Address or Parcel Number