4320 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4320 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	4 bd · 0.75 ba · 1,204 sqft · built 1918
Lot Size	0.113 acres (4,952 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2017)
Tax Bill	$2,354 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0830-02000`

Property Details

APN / Parcel Number

Primary APN	`010-0830-02000`
Alternative APN	`1038084`

Interior

Bedrooms	4 Beds
Full Baths	0.75 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,204 sqft Gross Area
1st Floor Area	632 sqft
Basement Area	316 sqft
Finished Basement	316 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Lot Area	4,952 sqft (0.113 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	28 sqft
Deck Area	21 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1038084
Street Address	4320 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 AND WEST 1/2 OF LOT 8, BLOCK 32 SERIAL #
Legal Subdivision	DICKERMANS ADD TO WEST DULUTH
Legal Block	32
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4004
Census Tract	15800

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4320 W 7TH ST, DULUTH, MN 55807-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	2017989850
Record Updated	Oct 29, 2026

September 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2017
Property Address	4320 W 7TH ST, DULUTH, MN 55807-1433
Instrument Date	Sep 15, 2017
Instrument	T989850
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4320 W 7TH ST DULUTH MN 558071433, DULUTH, MN 55807-1433

Mortgage

Document Number	000T989850
Date	Sep 19, 2017
Instrument	T989850

Lender

Name	DANIEL C PERKINS
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Sep 18, 2020

Interest

Rate Type	Fixed Rate
Rate	7%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,354.00 (+0.68%) Homeowner's exemption
2025	$2,338.00 (+1.3%) Homeowner's exemption	$161,200 (+7.4%) Land $12,800 Building $148,400	$161,200 (+7.4%) Land $12,800 Building $148,400
2024	$2,308.00	$150,100 (+10.45%) Land $13,700 Building $136,400	$150,100 (+10.45%) Land $13,700 Building $136,400
2022		$135,900 Land $12,600 Building $123,300	$135,900 Land $12,600 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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