4320 Verdigris Cir, San Jose, CA 95134 Property Records

Santa Clara County property record for 4320 Verdigris Cir, San Jose, CA 95134

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,828 sqft · built 1996
Lot Size	0.073 acres (3,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Sep 2013)
Tax Bill	$13,870 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`097-77-060`

Property Details

APN / Parcel Number

Primary APN	`097-77-060`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	867 sqft
2nd Floor Area	961 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,195 sqft (0.073 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4320 VERDIGRIS CIR
City	SAN JOSE
State	CA
Zip	95134-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(PD)
Legal Description	LOT 60
Legal Subdivision	TRACT NO 8679
Legal Tract	8679
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1003
Census Tract	505014

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORPORATION
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 27, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Aug 27, 2018	Deed of Trust, Mortgage · ARM FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2013 · Amount on Record
Deed Sale	Sep 30, 2013 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	201322399823
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549

Mortgage

Document Number	0025905984
Date	Nov 19, 2025
Instrument	25905984

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	1 WORLD TRADE CTR # 8080, NEW YORK, NY 10007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549

Mortgage

Document Number	0025369582
Date	Sep 8, 2022
Instrument	25369582

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549

Mortgage

Document Number	0025310049
Date	May 27, 2022
Instrument	25310049

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549

Mortgage

Document Number	0024962730
Date	May 17, 2021
Instrument	24962730

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4320 VERDIGRIS CIR, SAN JOSE, CA 95134-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024011571
Date	Aug 27, 2018
Instrument	24011571

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,062,810 (+2%) Land $562,666 Building $500,144
2025	$13,870.00 (+3.16%)	$1,041,972 (+4.04%) Land $551,634 Building $490,338
2023	$13,445.00 (+1.53%)	$1,001,513 Land $530,214 Building $471,299
2022	$13,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN JOSE - NSJ/ALVISO serves 48,082 people · EPA ID CA4310019
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Jul 2024
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	425 / 80
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet.

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