4320 Valley View Rd, Middletown, MD 21769 Property Records

Frederick County property record for 4320 Valley View Rd, Middletown, MD 21769

Property Summary

Property TypeSingle Family Home
Details4 ba · 5,102 sqft · built 2000
Lot Size9.53 acres (415,562 sqft)
Owner2 Individual Names on Record
Last Sale$755,000 (Jul 2018)
Tax Bill$9,911 (2025)
Deeds & MortgagesSep 2026 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-160890

Property Details

APN / Parcel Number

Primary APN03-160890
Alternative APNs
  • 3160890
  • 160890

Interior

Full Baths4 Baths
Stories2 Stories
Building Area5,102 sqft Living Area
Gross Area5,802 sqft
1st Floor Area3,530 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area415,562 sqft
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area756 sqft
PorchOpen Porch
Porch Area321 sqft
Deck Area1,079 sqft
Shed1 Shed
Shed Area1,152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number160890
Street Address4320 VALLEY VIEW RD
CityMIDDLETOWN
StateMD
Zip21769-8607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionTRACT 1 9.547 ACRES VALLEY VIEW ESTATES
Legal SubdivisionACRES VALLEY VIEW ESTATES
Legal Tract1
JurisdictionFREDERICK MD
Township / Civil Division3, MIDDLETOWN
Census Block Group3
Census Block3015
Census Tract770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN MORTGAGE SERVICES LLC
Jul 17, 2018Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Aug 1, 2017Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2018 · Amount on Record
Deed SaleJul 17, 2018 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Book / Page12520 / 290
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateSep 2, 2026
Property Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607
Document Number1803000308
Book / Page18033 / 308
Instrument DateAug 27, 2026
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyAVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607

Mortgage

Document Number1803000308,
DateSep 2, 2026
Book Page18033/308
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyNATIONAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148080001
DateApr 22, 2021
Book Page14808/1
Lender
NameNORTHERN MORTGAGE SERVICES LLC
TypeMortgage Company
AddressGRANDVILLE, MI 49418
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 17, 2018
Property Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607
Document Number0125200290
Book / Page12520 / 0290
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607

Mortgage

Document Number0012520299
DateJul 17, 2018
Instrument12520/299
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 1, 2017
Property Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607
Document Number0119530438
Book / Page11953 / 0438
Map ReferenceMB62 PG83
Instrument DateJul 21, 2017
Instrument11953-0438
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4320 VALLEY VIEW RD, MIDDLETOWN, MD 21769-8607

Mortgage

Document Number119530444
DateAug 1, 2017
Instrument11953-0444
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,052,100 (+47.56%) Land $144,200 Building $907,900$1,052,100 (+47.56%) Land $144,200 Building $907,900
2025$9,911.00 (+18.35%)
2023$8,374.00 Homeowner's exemption$713,000 Land $100,200 Building $612,800$713,000 Land $100,200 Building $612,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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