El Dorado County property record for 4320 Thunder Ln, Shingle Springs, CA 95682
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,717 sqft · built 1986 |
| Lot Size | 10.3 acres (451,282 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Dec 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-300-080-000 |
| Primary APN | 087-300-080-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,717 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Lot Area | 451,282 sqft |
| Terrain | Rolling |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,717 sqft |
| Water Source | Well |
|---|
| Street Address | 4320 THUNDER LN |
|---|---|
| City | SHINGLE SPRINGS |
| State | CA |
| Zip | 95682-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | RS 24/10 |
| Legal Subdivision | SUN RIDGE MEADOW |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 30712 |
4320 Thunder Ln, a rural home, is owner-occupied and held in a trust since January 2024.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4320 THUNDER LN, SHINGLE SPRINGS, CA 95682-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2024 | Intrafamily Transfer, Transfer |
| Dec 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLS FINANCIAL CU |
| Dec 15, 2020 | Intrafamily Transfer, Transfer · VA Mortgage PRIME CHOICE FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2020 |
| Deed Sale | Dec 15, 2020 |
| Prior Sale | Apr 15, 2009 · Amount on File |
| Deed Document Number | 202072964 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0000002087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 29, 2024 |
| Property Address | 4320 THUNDER LN, SHINGLE SPRINGS, CA 95682-9745 |
| Document Number | 0000002087 |
| Map Reference | MB H PG 30 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 2024-0002087 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4320 THUNDER LN, SHINGLE SPRINGS, CA 95682-9745 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4320 THUNDER LN, SHINGLE SPRINGS, CA 95682-9745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000054511 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019-0054511 |
| Name | SCHOOLS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95815 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Dec 15, 2020 |
| Property Address | 4320 THUNDER LN, SHINGLE SPRINGS, CA 95682-9745 |
| Document Number | 0000072964 |
| Map Reference | MB H PG 30 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2020-0072964 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | WFG NATIONAL TITLE CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 THUNDER LN, SHINGLE SPRINGS, CA 95682-9745 |
| Document Number | 0000072965 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0072965 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 4320 Thunder Ln was $5,625, up 2% from the year before.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Latrobe Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $533,217 (+2%) Land $236,982 Building $296,235 | |
| 2025 | $5,625.00 (+1.99%) | $522,763 Land $232,336 Building $290,427 |
| 2024 | $5,515.00 (+2%) | |
| 2023 | $5,407.00 (+1.52%) | $502,465 Land $223,315 Building $279,150 |
| 2022 | $5,326.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4320 Thunder Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4320 Thunder Ln is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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