Snohomish County property record for 4320 Terrace Dr, Everett, WA 98203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,958 sqft · built 1920 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $596,860 (Aug 2026) |
| Tax Bill | $4,788 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4975-017-002-01 |
| Primary APN | 4975-017-002-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,782 sqft |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,010 sqft |
| Finished Basement | 588 sqft |
| Unfinished Basement | 422 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 40 sqft |
| Patio Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1114245 |
|---|---|
| Street Address | 4320 TERRACE DR |
| City | EVERETT |
| State | WA |
| Zip | 98203-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LIBERTY ADD TO EVERETT BLK 017 D-01 - S 52 FT OF LOT 2 TGW VAC E 10FT OF GRAND AVE ABTG THON PER CITY OF EVERETT ORD NO 2615 7/18/34 (UNRECORDED) |
| Legal Section | 31 |
| Legal Subdivision | LIBERTY ADD TO EVERETT |
| Legal Block | 017 D |
| Legal Lot Number | 2 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 41000 |
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4320 TERRACE DR, EVERETT, WA 98203-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG |
| Aug 3, 2018 | Warranty Deed, Transfer · Conventional with PMI HOMESEED |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Aug 3, 2018 · Amount on Record |
| Deed Document Number | 2026335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Aug 19, 2026 |
| Property Address | 4320 TERRACE DR, EVERETT, WA 98203-2204 |
| Document Number | 0000000335 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026335 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE COMPANY OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,073,540.11 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 TERRACE DR, EVERETT, WA 98203-2204 |
| Document Number | 0000000336, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20260819336 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4320 TERRACE DR, EVERETT, WA 98203-2204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000251 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 201805230251 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4320 TERRACE DR, EVERETT, WA 98203-2204 |
| Document Number | 0000000611 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4320 TERRACE DR EVERETT WA 982032204, EVERETT, WA 98203-2204 |
| Document Number | 0000000611 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 201910070611 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Aug 3, 2018 |
| Property Address | 4320 TERRACE DR, EVERETT, WA 98203-2204 |
| Document Number | 0000000471 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 201808030471 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4320 TERRACE DR EVERETT WA 982032204, EVERETT, WA 98203-2204 |
| Document Number | 472 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 201808030472 |
| Name | HOMESEED |
|---|---|
| Address | BELLEVUE, WA 98006 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Everett City |
| Unified School District | Everett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,788.00 (+2.64%) | $557,500 (-1.87%) Land $360,000 Building $197,500 | $557,500 (-1.87%) Land $360,000 Building $197,500 |
| 2023 | $4,665.00 | $568,100 Land $337,000 Building $231,100 | $568,100 Land $337,000 Building $231,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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