Santa Rosa County property record for 4320 Sugar Mill Bend, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,860 sqft · built 1993 |
| Owner | Individual Name on Record |
| Last Sale | $216,900 (Sep 2020) |
| Tax Bill | $1,924 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1N-29-0224-00B00-0120 |
| Primary APN | 22-1N-29-0224-00B00-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Heated Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 2,527 sqft |
| Upper Floors Area | 930 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Built-Up Asphalt |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Patio Area | 348 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 221N29022400B000120 |
|---|---|
| Street Address | 4320 SUGAR MILL BND |
| City | PACE |
| State | FL |
| Zip | 32571-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BAYOU RIDGE LOT 12 BLK B AS DES IN OR 4005 PG 874 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | BAYOU RIDGE |
| Legal Block | B |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10708 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4320 SUGAR MILL BND, PACE, FL 32571-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on Record |
| Deed Sale | Sep 22, 2020 · Amount on Record |
| Prior Sale | Jul 5, 2000 · Amount on Record |
| Deed Document Number | 202048483 |
| Deed Book / Page | 4005 / 874 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4320 SUGAR MILL BND, PACE, FL 32571-8646 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4320 SUGAR MILL BND, PACE, FL 32571-8646 |
| Document Number | 0044340868 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 4434/868 |
| Instrument | 202342234 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 22, 2020 |
| Property Address | 4320 SUGAR MILL BND, PACE, FL 32571-8646 |
| Document Number | 0040050874 |
| Book / Page | 4005 / 874 |
| Map Reference | MB E PG 41 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 202048483 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,518.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 SUGAR MILL BND, PACE, FL 32571-8646 |
| Document Number | 0004005875 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 4005/875 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,924.00 (+7.19%) Homeowner's exemption | $182,016 (+3%) | $211,101 (+0.61%) Land $31,000 Building $180,101 |
| 2023 | $1,795.00 (+2.87%) Homeowner's exemption | $176,715 (+3%) | $209,823 (+2.71%) Land $31,000 Building $178,823 |
| 2022 | $1,745.00 Homeowner's exemption | $171,568 | $204,284 Land $25,000 Building $179,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1995–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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