4320 Saint Charles Ct, Paducah, KY 42001 Property Records

McCracken County property record for 4320 Saint Charles Ct, Paducah, KY 42001

Property Summary

Property TypeSingle Family Home
Lot Size0.524 acres (22,856 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Apr 2021)
Tax Bill$1,575 (2025)
Flood ZoneZone X (minimal risk)
APN086-43-09-032

Property Details

APN / Parcel Number

Primary APN086-43-09-032
Alternative APN
  • 124022

Interior

Stories1 Story

Exterior

Exterior MaterialBrick Veneer
Roof TypeGable
Lot Area22,856 sqft (0.524 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number124022
Street Address4320 SAINT CHARLES CT
CityPADUCAH
StateKY
Zip42001-5372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description16-45E-11,12 ST CHARLES COURT L1,2A
Legal SubdivisionST CHARLES COURT SUB
Legal Lot Number1,2A
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group4
Census Block4017
Census Tract30800

Owner

4320 Saint Charles Ct is owned and occupied by two individuals who bought it in April 2021.

Source: McCracken County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4320 SAINT CHARLES CT, PADUCAH, KY 42001-5372
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2021 · Amount on File
Deed SaleApr 28, 2021 · Amount on File
Prior SaleMar 11, 2021 · Amount on File
Deed Document Number2021633252
Deed Book / Page1431 / 638
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Saint Charles Ct was $1,575.

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
MunicipalityPaducah City
Unified School DistrictPaducah Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,000 (-)$440,000 (-)
2025$1,575.00$440,000$440,000
2023$6,489.00 (-1.14%)$440,000 (-)$440,000 (-)
2022$6,564.00$440,000$440,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 Saint Charles Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Saint Charles Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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