St. Joseph County property record for 4320 Ryecrest Dr, Mishawaka, IN 46544
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,850 sqft · built 2017 |
| Lot Size | 0.205 acres (8,967 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,331 (2024) |
| Deeds & Mortgages | May 2018 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-10-19-176-059.000-032 |
| Primary APN | 71-10-19-176-059.000-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,386 sqft |
| Basement Area | 1,073 sqft |
| Finished Basement | 536 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,967 sqft (0.205 acres) |
| Lot Dimensions | 119 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0161003023163 |
|---|---|
| Street Address | 4320 RYECREST DR |
| City | MISHAWAKA |
| State | IN |
| Zip | 46544-9173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 ROSETTA PLACE 22/23 ANNEX #1817 4/16/2004 FR 028 06/07 NP#2525 05-04-05 |
| Legal Subdivision | ROSETTA PLACE |
| Legal Lot Number | 59 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11602 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4320 RYECREST DR, MISHAWAKA, IN 46544-9173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK |
| Apr 18, 2018 | Deed, Transfer · Conventional Mortgage MUTUAL BANK |
| Sep 12, 2017 | Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2018 |
| Deed Sale | Apr 18, 2018 |
| Deed Document Number | 1809016 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 4320 RYECREST DR, MISHAWAKA, IN 46544-9173 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001810929 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 1810929 |
| Name | MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 21, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 4320 RYECREST DR, MISHAWAKA, IN 46544-9173 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002006729 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 2006729 |
| Name | MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 18, 2018 |
| Property Address | 4320 RYECREST DR, MISHAWAKA, IN 46544-9173 |
| Document Number | 0001809016 |
| Map Reference | IN 0519127 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 1809016 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 RYECREST DR, MISHAWAKA, IN 46544-9173 |
| Document Number | 0001809017 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 1809017 |
| Name | MUTUAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Sep 12, 2017 |
| Property Address | 4320 RYECREST DR, MISHAWAKA, IN 46544-9173 |
| Document Number | 0001724710 |
| Map Reference | IN 0519127 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 1724710 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Mishawaka City |
| Unified School District | Mishawaka School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $300,100 (+5.89%) Land $62,600 Building $237,500 | $300,100 (+5.89%) Land $62,600 Building $237,500 | |
| 2024 | $3,331.00 (+0.21%) | ||
| 2023 | $3,324.00 (-1.86%) | $283,400 (-4.96%) Land $64,000 Building $219,400 | $283,400 (-4.96%) Land $64,000 Building $219,400 |
| 2022 | $3,387.00 (+26.81%) Homeowner's exemption | $298,200 Land $76,500 Building $221,700 | $298,200 Land $76,500 Building $221,700 |
| 2021 | $2,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Fourway Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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