4320 Ridge Rd, Marcus Hook, PA 19061 Property Records

Delaware County property record for 4320 Ridge Rd, Marcus Hook, PA 19061

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 1,088 sqft · built 1800
Lot Size0.048 acres (2,091 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Oct 2021)
Tax Bill$2,493 (2026)
Deeds & MortgagesJul 2026 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-03-023:000

Property Details

APN / Parcel Number

Primary APN46-03-023:000
Alternative APN
  • 46-00-00462-00

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,088 sqft Living Area
1st Floor Area1,088 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleRow Home
Exterior MaterialStucco
Lot Area2,091 sqft (0.048 acres)
Lot Dimensions137 ft deep x 18 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4603023000
Street Address4320 RIDGE RD
CityMARCUS HOOK
StatePA
Zip19061-5051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18.70X137.96XIRR 2 STY HSE
JurisdictionDELAWARE PA
Township / Civil DivisionTRAINER
Census Block Group1
Census Block1031
Census Tract406500

Owner

4320 Ridge Rd is owned and occupied by an individual who bought it in October 2021.

Source: Delaware County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address4320 RIDGE RD, MARCUS HOOK, PA 19061-5051
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · FHA Mortgage
COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES
Oct 18, 2021Deed, Transfer · FHA Mortgage
CUSTOMERS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on File
Deed SaleOct 18, 2021 · Amount on File
Prior SaleMay 8, 1992 · Amount on File
Deed Document Number202179721
Deed Book / Page6755 / 4565
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE PA
Recording DateJul 17, 2026
Property Address4320 RIDGE RD, MARCUS HOOK, PA 19061-5051
Document Number0000025052
Book / Page7142 / 4434
Instrument DateJun 17, 2026
Instrument202625052
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 RIDGE RD, MARCUS HOOK, PA 19061-5051

Mortgage

Document Number0000025052,
DateJul 17, 2026
Book Page7142/4434
Instrument202625052
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term302 Months
DueSep 1, 2051
Interest
Rate6.51%
Max Rate-1%

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE PA
Recording DateOct 18, 2021
Property Address4320 RIDGE RD, MARCUS HOOK, PA 19061-5051
Document Number0067554565
Book / Page6755 / 4565
Instrument DateAug 28, 2021
Instrument2021079721
Transaction TypeTransfer
Record UpdatedApr 5, 2022
Title CompanyCHASE ABSTRACT COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address18 E RIDGE RD, MARCUS HOOK, PA 19061-4325

Mortgage

Document Number0067554569
DateOct 18, 2021
Instrument6755/4569
Lender
NameCUSTOMERS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051

Mortgage

Document Number0067554593
DateOct 18, 2021
Book Page6755/4593
Instrument2021079723
Lender
NameCUSTOMERS BANK
TypeBank
AddressPHOENIXVILLE, PA 19460
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4320 Ridge Rd was $2,493.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyDelaware County
MunicipalityTrainer Borough
Unified School DistrictChichester School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,493.00$57,820 Land $18,040 Building $39,780$57,820 Land $18,040 Building $39,780
2024$57,820 Land $18,040 Building $39,780
2023$2,167.00 Homeowner's exemption
2021$57,820 (-)
2020$57,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4320 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTER WATER AUTHORITY
serves 140,437 people · EPA ID PA1230004
Water SourceSurface water
Last State InspectionNov 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Ridge Rd

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