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4320 Paradise Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4320 Paradise Cir, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,850 sqft · built 1997
Lot Size0.181 acres (7,879 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Nov 2020)
Tax Bill$9,429 (2025)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone AE (high risk)
APNR12-223-16-2020-0710-0080

Property Details

APN / Parcel Number

Primary APNR12-223-16-2020-0710-0080
Alternative APNs
  • 00161274
  • 161274

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,850 sqft Living Area
Gross Area4,592 sqft
1st Floor Area1,850 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,879 sqft (0.181 acres)
Garage TypeAttached
Garage Area1,930 sqft
Parking Spaces7 Parking Spaces
PorchOpen Porch
Porch Area812 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00161274
Street Address4320 PARADISE CIR
CityHERNANDO BEACH
StateFL
Zip34607-3050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RET UNIT 6 BLK 71 LOT 8 OR 318 PG 765
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 6
Legal Block71
Legal Lot Number8
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2035
Census Tract41501

Owner

4320 Paradise Cir is owned by two individuals who bought it in November 2020.

Source: Hernando County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address2190 PINE TER, SAINT CLOUD, FL 34771-7920
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2020 · Amount on File
Deed SaleNov 24, 2020 · Amount on File
Deed Document Number202073835
Deed Book / Page3916 / 1443
Prior Transfer DateFeb 11, 2014
Prior Transfer Doc0030860346
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateNov 24, 2020
Property Address4320 PARADISE CIR, HERNANDO BEACH, FL 34607-3050
Document Number0039161443
Book / Page003916 / 001443
Instrument DateNov 23, 2020
Instrument73835
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyBENEFIT TITLE COMPANY, BENEFIT TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$3,430.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2190 PINE TER ST CLOUD FL 347717920, ST CLOUD, FL 34771-7920

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Paradise Cir was $9,429.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,429.00$607,368$654,614 Land $272,379 Building $382,235
2023$501,486 Land $109,470 Building $392,016
2022$8,334.00$614,726 Land $214,075 Building $400,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 Paradise Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Paradise Cir is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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