St. Louis County property record for 4320 Oneida St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1950 |
| Square Footage | 872 sqft Gross Area |
| Lot Size | 12,600 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2026) |
| Tax Bill | $3,864.00 (2026) |
Source: St. Louis County records · APN 010-2950-01680
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4320 ONEIDA ST, DULUTH, MN 55804-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CHOICE CU |
| Apr 13, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on Record |
| Deed Sale | Feb 17, 2026 · Amount on Record |
| Prior Sale | Dec 23, 2025 · Amount on Record |
| Deed Doc Number | 20261099133 |
| Prior Transfer Date | May 14, 2024 |
| Prior Transfer Doc | 0001079541 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 17, 2026 |
| Property Address | 4320 ONEIDA ST, DULUTH, MN 55804-1430 |
| Document Number | 0001099133 |
| Instrument Date | Feb 06, 2026 |
| Instrument | 1099133 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | PIONEER TITLE TWIN PORTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 ONEIDA ST, DULUTH, MN 55804-1430 |
| Document Number | 0001099134 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 1099134 |
| Name | SUPERIOR CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 7.37% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.3% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 13, 2017 |
| Property Address | 4320 ONEIDA ST, DULUTH, MN 55804-1430 |
| Document Number | 000T983920 |
| Instrument Date | Apr 13, 2017 |
| Instrument | T983920 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 ONEIDA ST DULUTH MN 558041430, DULUTH, MN 55804-1430 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,864.00 (+6.45%) | ||
| 2025 | $3,630.00 (+7.97%) | $280,300 (+6.17%) Land $63,200 Building $217,100 | $280,300 (+6.17%) Land $63,200 Building $217,100 |
| 2024 | $3,362.00 | $264,000 (+14.78%) Land $60,900 Building $203,100 | $264,000 (+14.78%) Land $60,900 Building $203,100 |
| 2022 | $230,000 Land $46,900 Building $183,100 | $230,000 Land $46,900 Building $183,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 010-2950-01680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 872 sqft Gross Area |
| 1st Floor | 872 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch Style |
| Exterior Material | Metal Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Flat Roof Construction |
| Lot Area | 12,600 sqft (0.289 acres) |
| Garage Area | 988 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Patio Area | 299 sqft Patio |
| Sauna | Sauna |
| Storage Building | 280 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1194695 |
|---|---|
| Street Address | 4320 ONEIDA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1430 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 5 AND LOT 6 EX ELY 10 FT SERIAL # |
| Legal Subdivision | LOEBS ADD TO LAKESIDE DULUTH |
| Legal Block | 12 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 600 |
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