4320 Ketcham Dr, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 4320 Ketcham Dr, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,716 sqft · built 1978
Lot Size	0.288 acres (12,545 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Jul 2019)
Tax Bill	$2,603 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05102030C00E037`

Property Details

APN / Parcel Number

Primary APN	`05102030C00E037`
Alternative APNs	`764-68-89-47-500-000` `406495001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Finished Area
1st Floor Area	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,545 sqft (0.288 acres)
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	406495001
Street Address	4320 KETCHAM DR
City	CHESTERFIELD
State	VA
Zip	23832-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	CREEKWOOD L 37 BK E SEC C
Legal Subdivision	CREEKWOOD
Legal Block	E
Legal Lot Number	37
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	4
Census Block	4001
Census Tract	100206

Owner

4320 Ketcham Dr is owned and occupied by an individual who bought it in July 2019.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4320 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Apr 25, 2002 · Amount on File
Deed Document Number	201925823
Deed Book / Page	12370 / 90
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 11, 2019
Property Address	4320 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Document Number	1237090
Book / Page	012370 / 000090
Instrument Date	Jun 26, 2019
Instrument	25823
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 KETCHAM DR CHESTERFIELD VA 238327812, CHESTERFIELD, VA 23832-7812

Mortgage

Document Number	1237094
Date	Jul 11, 2019
Book Page	012370/000094
Instrument	25824

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4320 Ketcham Dr was $2,603.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,603.00	$289,700 (+1.51%) Land $62,000 Building $227,700	$289,700 (+1.51%) Land $62,000 Building $227,700
2025		$285,400 Land $60,000 Building $225,400	$285,400 Land $60,000 Building $225,400
2023	$2,414.00	$262,600 Land $56,000 Building $206,600	$262,600 Land $56,000 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 Ketcham Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Ketcham Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880