Oakland County property record for 4320 John R Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,437 sqft · built 1901 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Apr 2023) |
| Tax Bill | $3,505 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 88-20-13-303-014 |
| Primary APN | 88-20-13-303-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,437 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 31,799 sqft (0.73 acres) |
| Lot Dimensions | 160 ft deep x 200 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 145 sqft |
| Deck Area | 110 sqft |
| Patio Area | 110 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4320 JOHN R RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 13 PART OF SW 1/4 BEG AT PT DIST N 00-49-43 E 1544.71 FT FROM SWSEC COR, TH S 89-10-17 E 220 FT, TH N 00-49-43 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 13 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 197900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4320 JOHN R RD, TROY, MI 48085-3680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2023 · Amount on Record |
| Deed Sale | Apr 26, 2023 · Amount on Record |
| Prior Sale | Sep 16, 2008 · Amount on Record |
| Deed Document Number | 202346197 |
| Deed Book / Page | 58566 / 210 |
| Prior Transfer Date | Apr 25, 2023 |
| Prior Transfer Doc | 0000046197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 26, 2023 |
| Property Address | 4320 JOHN R RD, TROY, MI 48085-3680 |
| Document Number | 0000046197 |
| Book / Page | 58566 / 210 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 46197 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4320 JOHN R RD, TROY, MI 48085-3680 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5608 JOHN R RD, TROY, MI 48085-3868 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4320 JOHN R RD, TROY, MI 48085-3680 |
| Document Number | 0000025995 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4320 JOHN R RD TROY MI 480853680, TROY, MI 48085-3680 |
| Document Number | 0000025995 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 053800/000152 |
| Instrument | 25995 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4320 JOHN R RD, TROY, MI 48085-3680 |
| Document Number | 0000027816 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4320 JOHN R RD TROY MI 480853680, TROY, MI 48085-3680 |
| Document Number | 0000027816 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 051572/000351 |
| Instrument | 27816 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 8, 2017 |
| Property Address | 4320 JOHN R RD, TROY, MI 48085-3680 |
| Document Number | 0000090544 |
| Book / Page | 000644 / 000097 |
| Instrument Date | May 4, 2017 |
| Instrument | 90544 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 JOHN R RD TROY MI 480853680, TROY, MI 48085-3680 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,505.00 (-3.87%) | ||
| 2023 | $309,020 | ||
| 2022 | $3,646.00 | $154,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1982–2019) |
| Most Recent Claim | Aug 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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