4320 E Ledge Rd, Port Clinton, OH 43452 Property Records

Ottawa County property record for 4320 E Ledge Rd, Port Clinton, OH 43452

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,416 sqft · built 1920
Lot Size	0.561 acres (24,455 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Sep 2013)
Tax Bill	$6,105 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015264-2`

Property Details

APN / Parcel Number

Primary APN	`015264-2`
Alternative APN	`013-14594-21656-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,778 sqft
Upper Floors Area	638 sqft
Attic	Attic
Attic Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,455 sqft (0.561 acres)
Lot Dimensions	117 ft deep x 209 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	265 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	015264-2
Street Address	4320 E LEDGE RD
City	PORT CLINTON
State	OH
Zip	43452-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 287 & 288 & 289 CATAWBA CLIFFS
Legal Subdivision	CATAWBA CLIFFS SECOND EXTENSION
Legal Lot Number	287-289
Jurisdiction	OTTAWA OH
Township / Civil Division	CATAWBA ISLAND
Census Block Group	2
Census Block	2029
Census Tract	50202

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SESSIONS DR, BEXLEY, OH 43209-1440
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2013 · Amount on Record
Deed Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	2013234864
Deed Book / Page	1477 / 693
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	4320 E LEDGE RD, PORT CLINTON, OH 43452-9760
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SESSIONS DR, BEXLEY, OH 43209-1440

Mortgage

Document Number	0000000229
Date	Jan 16, 2024
Book Page	1975/184
Instrument	202400000229

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	4320 E LEDGE RD, PORT CLINTON, OH 43452-9760
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000267754
Date	Jun 6, 2017
Book Page	1635/0723
Instrument	201700267754

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	4320 E LEDGE RD, PORT CLINTON, OH 43452-9760
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301054
Date	Nov 25, 2020
Book Page	1807/444
Instrument	202000301054

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Catawba Island Township
Unified School District	Port Clinton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,105.00 (-6.84%)	$192,501 (-) Land $63,431 Building $129,070
2024	$6,553.00 (+20.59%)	$192,501 (+24.68%) Land $63,431 Building $129,070	$550,000 (+24.68%) Land $181,230 Building $368,770
2023	$5,434.00 (-1.2%)	$154,392 (-) Land $50,008 Building $104,384
2022	$5,500.00	$154,392 Land $50,008 Building $104,384
2021			$441,120 Land $142,880 Building $298,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	25 units insured incl. 18 condo units
Nearby Flood Claims	17 (1980–1997)
Most Recent Claim	May 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA COUNTY REGIONAL WATER DISTRICT serves 20,428 people · EPA ID OH6205011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, AT&T.

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