4320 E Kinser Dr, Bloomington, IN 47408 Property Records

Monroe County property record for 4320 E Kinser Dr, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2023)
Tax Bill	$2,570 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-35700-00`

Property Details

APN / Parcel Number

Primary APN	`013-35700-00`
Alternative APN	`53-05-36-202-016.000-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-35700-00
Street Address	4320 E KINSER DR
City	BLOOMINGTON
State	IN
Zip	47408-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN HEIGHTS 2ND LOT 44
Legal Subdivision	EASTERN HEIGHTS
Legal Lot Number	44
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1003
Census Tract	903

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4320 N KINSER PIKE, BLOOMINGTON, IN 47404-9496
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDIANA UNIVERSITY CU
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Document Number	202349378
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4320 E KINSER DR, BLOOMINGTON, IN 47408-2826
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006745
Date	Apr 8, 2021
Instrument	2021006745

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 3, 2023
Property Address	4320 E KINSER DR, BLOOMINGTON, IN 47408-2826
Document Number	2023007236
Instrument Date	Jun 30, 2023
Instrument	2023007236
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 E KINSER DR, BLOOMINGTON, IN 47408-2826

Mortgage

Document Number	2023007237
Date	Jul 3, 2023
Instrument	2023007237

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,570.00 (-10.86%)	$279,000 (+4.77%) Land $70,900 Building $208,100	$279,000 (+4.77%) Land $70,900 Building $208,100
2024	$2,883.00 (+7.25%)
2023		$266,300 (+2.46%) Land $68,200 Building $198,100	$266,300 (+2.46%) Land $68,200 Building $198,100
2022	$2,688.00 (+39.06%)	$259,900 Land $68,200 Building $191,700	$259,900 Land $68,200 Building $191,700
2021	$1,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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