4320 Cotswold Ct, Rockingham (Harrisonburg), VA 22802 Property Records

Rockingham County property record for 4320 Cotswold Ct, Rockingham, VA 22802

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2023)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95E-(7)-L95`

Property Details

APN / Parcel Number

Primary APN	`95E-(7)-L95`
Alternative APNs	`R52654` `52654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
Gross Area	2,475 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R52654
Street Address	4320 COTSWOLD CT
City	ROCKINGHAM
State	VA
Zip	22802-1192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	MEADOWBROOK P5A L95
Legal Subdivision	MEADOWBROOK
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2004
Census Tract	10500

Owner

Source: Rockingham County records · APN 95E-(7)-L95

Assessment roll updated June 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4320 COTSWOLD CT, ROCKINGHAM, VA 22802-1192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit PENDLETON COMMUNITY BANK
May 23, 2023	Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	202310372
Deed Book / Page	5698 / 691
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Recording Date	Apr 22, 2026
Property Address	4320 COTSWOLD CT, ROCKINGHAM, VA 22802-1192
Document Number	0000008911
Book / Page	6040 / 169
Instrument Date	Apr 21, 2026
Instrument	20268911
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 WEEPING WILLOW LN, BRIDGEWATER, VA 22812-9240

Mortgage

Document Number	0000008911,
Date	Apr 22, 2026
Book Page	6040/169
Instrument	20268911

Lender

Name	PENDLETON COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	7.29%
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	May 23, 2023
Property Address	4320 COTSWOLD CT, ROCKINGHAM, VA 22802
Document Number	005698/691
Book / Page	5698 / 691
Map Reference	MB 5491 PG 296
Instrument Date	Mar 27, 2023
Instrument	2023-10372
Transaction Type	Transfer
Record Updated	Jun 09, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4320 COTSWOLD CT, ROCKINGHAM, VA 22802

Mortgage

Document Number	005698/693
Date	May 23, 2023
Book Page	5698/693
Instrument	2023-10373

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jun 01, 2030
Change Frequency	3 Years
Min Rate At Change	6.37%
Max Rate At Change	8.37%
Index	3-Year TN
Max Rate	12.3%

Tax Assessment & Valuation

Source: Rockingham County records · Assessment roll updated June 8, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (-0.81%)	$333,000 (+2.21%) Land $60,000 Building $273,000	$333,000 (+2.21%) Land $60,000 Building $273,000
2025	$2,215.00	$325,800 Land $55,000 Building $270,800
2022			$325,800 Land $55,000 Building $270,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 125 locations within half a mile of this property.

Nearby Properties on Cotswold Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures