Shelby County property record for 4320 Cloudburst Rd, Memphis, TN 38141
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,309 sqft · built 1977 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $77,500 (Apr 2018) |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3406-D0-0039 |
| Primary APN | 09-3406-D0-0039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Utility Area | 35 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Patio Area | 9 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4320 CLOUDBURST RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38141-6905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | ES CLOUDBURST RD PL 64-46 |
| Legal Subdivision | RIDGEWAY ESTATES REV SEC G |
| Legal Lot Number | 1139 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21759 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4320 CLOUDBURST RD, MEMPHIS, TN 38141-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 25, 2018 | Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2018 · Amount on Record |
| Deed Sale | Apr 25, 2018 · Amount on Record |
| Deed Document Number | 201839692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4320 CLOUDBURST RD, MEMPHIS, TN 38141-6905 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4320 CLOUDBURST RD, MEMPHIS, TN 38141-6905 |
| Document Number | 0022063714 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 22063714 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4320 CLOUDBURST RD, MEMPHIS, TN 38141-6905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0021033115 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 21033115 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 25, 2018 |
| Property Address | 4320 CLOUDBURST RD, MEMPHIS, TN 38141-6905 |
| Document Number | 0000039692 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 39692 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 CLOUDBURST RD MEMPHIS TN 381416905, MEMPHIS, TN 38141-6905 |
| Document Number | 39693 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 39693 |
| Name | SOUTHWEST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Document Number | 39694, |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 39694 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | MEMPHIS, TN 38134 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 24, 2028 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (-39.57%) | $33,300 (+36.9%) Land $4,675 Building $28,625 | $133,200 (+36.9%) Land $18,700 Building $114,500 |
| 2023 | $24,325 Land $3,600 Building $20,725 | ||
| 2022 | $1,481.00 | ||
| 2021 | $97,300 Land $14,400 Building $82,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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