4320 Carolyn Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4320 Carolyn Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,468 sqft · built 1978
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,500 (Aug 2019)
Tax Bill	$528 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-9-30-01-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-9-30-01-0-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Adjusted Area
1st Floor Area	1,221 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Marblecrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	94,961 sqft (2.18 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Utility Building	124 sqft

Location & Zoning

Street Address	4320 CAROLYN DR
City	HERNANDO
State	MS
Zip	38632-7819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LAKE ANN S-D LOT 2
Legal Range	008
Legal Township	03S
Legal Section	30
Legal Subdivision	LAKE ANN S-D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2028
Census Tract	71123

Owner

Source: DeSoto County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 CAROLYN DR, HERNANDO, MS 38632-7819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 29, 2019	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL RESOURCES INC
Sep 11, 2018	Special Warranty Deed, Transfer BAY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Sep 11, 2018
Deed Book / Page	897 / 731
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	000726/765
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4320 CAROLYN DR, HERNANDO, MS 38632-7819
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 CAROLYN DR, HERNANDO, MS 38632-7819

Mortgage

Document Number	5660/16015
Date	Mar 13, 2023
Book Page	5660/16015

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 29, 2019
Property Address	4320 CAROLYN DR, HERNANDO, MS 38632-7819
Document Number	000897/731
Book / Page	0897 / 731
Map Reference	MB 10 PG 37
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7676 ELIZABETH DR, 7676, OLIVE BRANCH, MS 38654-6171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 CAROLYN DR, HERNANDO, MS 38632-7819

Mortgage

Document Number	0004787567
Date	Aug 29, 2019
Instrument	4787/567

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 11, 2018
Property Address	4320 CAROLYN DR, HERNANDO, MS 38632-7819
Document Number	000867/276
Book / Page	867 / 276
Map Reference	PB 10 PG 37
Instrument Date	Aug 16, 2018
Instrument	W00867-00276
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	BAY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, 3415, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7676 ELIZABETH DR, OLIVE BRANCH, MS 38654-6171

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (+20.27%)	$10,047 (+35.79%) Land $1,090 Building $8,957	$100,469 (+35.78%) Land $10,900 Building $89,569
2023	$439.00	$7,399	$73,994 Land $10,900 Building $63,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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