4320 Caroline St, Laredo, TX 78046 Property Records

Webb County property record for 4320 Caroline St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,567 sqft · built 2019
Lot Size	0.115 acres (5,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,348 (Jul 2021)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Nov 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`953-13008-230`

Property Details

APN / Parcel Number

Primary APN	`953-13008-230`
Alternative APN	`362982`

Interior

Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,014 sqft (0.115 acres)
Porch	Open Porch
Porch Area	155 sqft

Location & Zoning

Street Address	4320 CAROLINE ST
City	LAREDO
State	TX
Zip	78046-4057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CUATRO VIENTOS SUR PHASE IV, BLOCK 8, LOT 23
Legal Subdivision	CUATRO VIENTOS
Legal Phase	IV
Legal Block	8
Legal Lot Number	23
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1020
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 CAROLINE ST, LAREDO, TX 78046-4057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Construction Mortgage FALCON INTERNATIONAL BANK
Nov 7, 2019	Deed of Trust, Mortgage · Construction Mortgage FALCON INTERNATIONAL BANK
Jul 22, 2021	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 25, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PROLENDING MORTGAGE LLC
Sep 12, 2019	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Mar 25, 2020 · Amount on Record
Deed Document Number	20211436485
Deed Book / Page	5071 / 563
Transfer Doc	004760/506
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4320 CAROLINE ST, LAREDO, TX 78046
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3302 CHACOTA ST 1, 1, LAREDO, TX 78046-7025
Investor	Possibly a Property Investor

Mortgage

Document Number	00004878/1
Date	Oct 7, 2020
Book Page	4878/1
Instrument	1406528

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 1, 2021

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4320 CAROLINE ST, LAREDO, TX 78046
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004692/127
Date	Nov 7, 2019
Book Page	4692/127
Instrument	1376634

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2020

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 22, 2021
Property Address	4320 CAROLINE ST, LAREDO, TX 78046
Document Number	005071/563
Book / Page	5071 / 563
Map Reference	VOL 26 PG 74
Instrument Date	Jul 19, 2021
Instrument	1436485
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2523 BURNSIDE ST, LAREDO, TX 78040-1078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 CAROLINE ST, LAREDO, TX 78046
Investor	Possibly a Property Investor

Mortgage

Document Number	0001436486
Date	Jul 22, 2021
Instrument	1436486

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 25, 2020
Property Address	4320 CAROLINE ST, LAREDO, TX 78046
Document Number	004760/506
Book / Page	4760 / 506
Instrument	1388157
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001388158
Date	Mar 25, 2020
Instrument	1388158

Lender

Name	PROLENDING MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Sep 12, 2019
Property Address	4320 CAROLINE ST, LAREDO, TX 78046
Document Number	004662/819
Book / Page	4662 / 819
Map Reference	VOL 26 PG 74
Instrument Date	Sep 12, 2019
Instrument	1371702
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 KATIANA DR, LAREDO, TX 78046-5733
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,397 (+2.45%) Land $54,803 Building $161,594	$216,397 (+2.45%) Land $54,803 Building $161,594
2025	$1,068.00 (-19.58%) Homeowner's exemption	$211,225 (+7.01%) Land $54,803 Building $156,422	$211,225 (+7.01%) Land $54,803 Building $156,422
2024	$1,328.00 (+3.11%)
2023		$197,396 Land $31,989 Building $165,407	$197,396 Land $31,989 Building $165,407
2022	$1,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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