4320 Bowers Rd, Cable, OH 43009 Property Records

Champaign County property record for 4320 Bowers Rd, Cable, OH 43009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,279 sqft · built 1994
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,300 (Sep 2019)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028695-0`

Property Details

APN / Parcel Number

Primary APN	`028695-0`
Alternative APN	`L43-12-00-41-00-017-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,279 sqft Living Area
1st Floor Area	2,279 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	43,604 sqft (1 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Pole Barn	1,536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	028695-0
Street Address	4320 BOWERS RD
City	CABLE
State	OH
Zip	43009-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ 4284 ARMSTRONG
Legal Subdivision	VIRGINIA MILITARY SURVEY 4284
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4320 BOWERS RD, CABLE, OH 43009-9705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Deed Document Number	20193495
Deed Book / Page	567 / 2739
Prior Transfer Date	Jan 21, 2012
Prior Transfer Doc	00503/1017
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4320 BOWERS RD, CABLE, OH 43009-9705
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 BOWERS RD, CABLE, OH 43009-9705

Mortgage

Document Number	00602/3289
Date	Sep 30, 2025
Book Page	602/3289
Instrument	202500003928

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	3560 PENTAGON BLVD, BEAVERCREEK, OH 45431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2050

Interest

Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 3, 2019
Property Address	4320 BOWERS RD, CABLE, OH 43009-9705
Document Number	567/2739
Book / Page	567 / 2739
Instrument Date	Aug 30, 2019
Instrument	201900003495
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4320 BOWERS RD, CABLE, OH 43009-9705

Mortgage

Document Number	201900003496
Date	Sep 3, 2019
Instrument	201900003496

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Wayne Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 (-8.13%)	$123,740 (+38.37%) Land $9,640 Building $114,100	$353,540 (+38.36%) Land $27,530 Building $326,010
2024	$4,465.00 (+25.81%)	$89,430 (-) Land $7,440 Building $81,990
2023	$3,549.00 (+0.14%)	$89,430 (-) Land $7,440 Building $81,990	$255,520 (-) Land $21,270 Building $234,250
2022	$3,544.00	$89,430 Land $7,440 Building $81,990	$255,520 Land $21,270 Building $234,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T.

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