4320 Beard Ave S, Minneapolis, MN 55410 Property Records

Hennepin County property record for 4320 Beard Ave S, Minneapolis, MN 55410

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,407 sqft · built 1928
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Sep 2019)
Tax Bill$10,235 (2025)
Deeds & MortgagesAug 2026 Line of Credit
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-028-24-32-0145

Property Details

APN / Parcel Number

Primary APN08-028-24-32-0145

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,407 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,033 sqft
Basement Area1,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions134 ft deep x 61.6 ft wide
Garage TypeDetached
PorchPorch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4320 BEARD AVE S
CityMINNEAPOLIS
StateMN
Zip55410-1447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 007 BLOCK 009 A WAVELAND PARK LOT 7 AND N 19 8/10 FT OF LOT 8 61.60 X 134.00
Legal Range24
Legal Township028
Legal Section08
Legal Quarter32
Legal SubdivisionWAVELAND PARK
Legal Block9
Legal Lot Number7
JurisdictionHENNEPIN MN
Township / Civil DivisionMINNEAPOLIS
Census Block Group3
Census Block3011
Census Tract109800

Owner

4320 Beard Ave S is owned and occupied by two individuals who bought it in September 2019.

Source: Hennepin County records, as of August 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4320 BEARD AVE S, MINNEAPOLIS, MN 55410-1447
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 9, 2019Warranty Deed, Transfer
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2019 · Amount on File
Deed SaleSep 9, 2019 · Amount on File
Deed Document Number20195643015
Prior Transfer DateApr 1, 2013
Prior Transfer Doc0005064484
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Recording DateAug 4, 2026
Property Address4320 BEARD AVE S, MINNEAPOLIS, MN 55410-1447
Document Number0006217245
Instrument DateJul 22, 2026
Instrument20266217245
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4320 BEARD AVE S, MINNEAPOLIS, MN 55410-1447

Mortgage

Document Number0006217245,
DateAug 4, 2026
Instrument20266217245
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4320 BEARD AVE S, MINNEAPOLIS, MN 55410-1447
Transaction TypeMortgage
Record UpdatedJun 21, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T05839924
DateMay 25, 2021
InstrumentT05839924
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateSep 9, 2019
Property Address4320 BEARD AVE S, MINNEAPOLIS, MN 55410-1447
Document Number0005643015
Instrument DateSep 5, 2019
Instrument5643015
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,159.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4320 BEARD AVE S MINNEAPOLIS MN 554101447, MINNEAPOLIS, MN 55410-1447

Mortgage

Document Number5643016
DateSep 9, 2019
Instrument5643016
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term360 Months
DueSep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4320 Beard Ave S was $10,235.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityMinneapolis City
Unified School DistrictMinneapolis Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,235.00$633,400 Land $369,000 Building $264,400$633,400 Land $369,000 Building $264,400
2023$7,824.00 Homeowner's exemption
2022$578,000 Land $306,000 Building $272,000$578,000 Land $306,000 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4320 Beard Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4320 Beard Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMinneapolis
serves 425,300 people · EPA ID MN1270024
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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