432 Woodrow St, Chillicothe, MO 64601 Property Records

Livingston County property record for 432 Woodrow St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1930
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Tax Bill	$945 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-35-4-18-19.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-35-4-18-19.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Porch	Slab
Porch Area	96 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 WOODROW ST
City	CHILLICOTHE
State	MO
Zip	64601-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 35 TOWNSHIP 58 RANGE 24 LEGAL MATTHEW MCBRIDES SUB-DIVISION OF LOT 1 WESTON HEIGHTS ADDN LOTS 2 & 3 16 OF LOTS 3&4
Legal Range	24
Legal Township	58
Legal Section	35
Legal Subdivision	WESTON HEIGHTS ADDN
Legal Lot Number	1,4
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	1
Census Block	1016
Census Tract	480400

Owner

Source: Livingston County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026
Deed Sale	Aug 21, 2026
Prior Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	20261468
Deed Book / Page	777 / 349
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Aug 21, 2026
Property Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063
Document Number	0000001468
Book / Page	777 / 349
Instrument Date	Aug 17, 2026
Instrument	20261468
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Oct 12, 2021
Property Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063
Document Number	726/743
Book / Page	726 / 743
Instrument Date	Oct 8, 2021
Instrument	20214448
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063
Investor	Possibly a Property Investor

Mortgage

Document Number	20214449
Date	Oct 12, 2021
Instrument	20214449

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063

Mortgage

Document Number	718/431
Date	Mar 3, 2021
Book Page	718/431
Instrument	20212719

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Oct 22, 2018
Property Address	432 WOODROW ST, CHILLICOTHE, MO 64601-2063
Document Number	000694/247
Book / Page	694 / 247
Instrument Date	Oct 19, 2018
Instrument	20181933
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WOODWARD ST, CHILLICOTHE, MO 64601

Mortgage

Document Number	0020181934
Date	Oct 22, 2018
Instrument	20181934

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (+13.58%)	$13,310 (+16.14%) Land $1,390 Building $11,920	$70,050 (+16.23%) Land $7,290 Building $62,760
2024	$832.00	$11,460 (-) Land $1,390 Building $10,070
2023		$11,460 Land $1,390 Building $10,070	$60,270 Land $7,290 Building $52,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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