432 Wood Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 432 Wood Ave, Woonsocket, RI 02895

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,564 sqft · built 1924
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Feb 2019)
Tax Bill	$6,224 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18043980`

Property Details

APN / Parcel Number

Primary APN	`18043980`
Alternative APN	`WOON M:36M L:140 U:25`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,564 sqft Living Area
Gross Area	6,694 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	1,188 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18043980
Street Address	432 WOOD AVE
City	WOONSOCKET
State	RI
Zip	02895-2137
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Lot Number	140
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1005
Census Tract	18200

Owner

Source: Woonsocket City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jul 20, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Feb 28, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Feb 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RHODE ISLAND HOUSING & MTG FIN CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Book / Page	2421 / 315
Last Transfer Date	Jul 14, 2021
Transfer Doc	0002645-46
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002977-246
Date	Sep 15, 2025
Book Page	2977/246
Instrument	239802

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002841-59
Date	Nov 14, 2023
Book Page	2841/59
Instrument	230224

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 20, 2021
Property Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137
Document Number	0002645-44
Book / Page	2645 / 44
Instrument Date	Jul 14, 2021
Instrument	215755
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WOOD AVE # FL1, FL1, WOONSOCKET, RI 02895-2137

Mortgage

Document Number	0002645-46
Date	Jul 20, 2021
Book Page	2645/46
Instrument	215756

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 28, 2019
Property Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137
Document Number	002421-315
Book / Page	2421 / 315
Instrument Date	Feb 28, 2019
Instrument	199610
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 TRANSIT ST, WOONSOCKET, RI 02895-5855

Mortgage

Document Number	0000199607
Date	Feb 28, 2019
Instrument	199607

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Feb 28, 2019
Property Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137
Document Number	002421-285
Book / Page	2421 / 285
Instrument Date	Feb 26, 2019
Instrument	199606
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WOOD AVE, WOONSOCKET, RI 02895-2137

Mortgage

Document Number	0000199608
Date	Feb 28, 2019
Instrument	199608

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,224.00 (+27.46%)	$554,200 (+58.66%) Land $89,600 Building $464,600
2023	$4,883.00	$349,300 (-) Land $91,200 Building $258,100
2022	$4,883.00	$349,300 Land $91,200 Building $258,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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