432 Wind River Dr, Windsor, CO 80550 Property Records

Weld County property record for 432 Wind River Dr, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 2007
Lot Size	0.163 acres (7,077 sqft)
Owner	Company Name on Record
Last Sale	$355,000 (Mar 2019)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8071-53-0-12-96`

Property Details

APN / Parcel Number

Primary APN	`8071-53-0-12-96`
Alternative APNs	`0807-15-3-01-296` `R2926904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	1,415 sqft
Upper Floors Area	89 sqft
Basement Area	1,406 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,077 sqft (0.163 acres)
Garage Type	Attached
Garage Area	471 sqft

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	89 sqft
Balcony Area	89 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2926904
Street Address	432 WIND RIVER DR
City	WINDSOR
State	CO
Zip	80550-3185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 1WF L296 WINTER FARM 1ST FG
Legal Subdivision	WINTER FARMS SUB 1ST FG
Legal Block	1
Legal Lot Number	296
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1094
Census Tract	2203

Owner

Source: Weld County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1530 16TH ST, 5, DENVER, CO 80202-1464
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Mar 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20194470642
Prior Transfer Date	Mar 9, 2006
Prior Transfer Doc	0003370259
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Recording Date	Apr 23, 2026
Property Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185
Document Number	0005097271
Instrument Date	Apr 18, 2026
Instrument	20265097271
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185

Mortgage

Document Number	0005097271,
Date	Apr 23, 2026
Instrument	20265097271

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004771910
Date	Nov 2, 2021
Instrument	4771910

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELD CO
Recording Date	Mar 19, 2019
Property Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185
Document Number	0004474427
Instrument Date	Mar 19, 2019
Instrument	4474427
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WIND RIVER DR WINDSOR CO 805503185, WINDSOR, CO 80550-3185

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 1, 2019
Property Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185
Document Number	0004470642
Instrument Date	Mar 1, 2019
Instrument	4470642
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185

Mortgage

Document Number	0004470643
Date	Mar 1, 2019
Instrument	4470643

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0004470644
Date	Mar 1, 2019
Instrument	4470644

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jun 30, 2017
Property Address	432 WIND RIVER DR, WINDSOR, CO 80550-3185
Document Number	0004314804
Instrument Date	Jun 30, 2017
Instrument	4314804
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 WIND RIVER DR WINDSOR CO 805503185, WINDSOR, CO 80550-3185

Mortgage

Document Number	4314805
Date	Jun 30, 2017
Instrument	4314805

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,260 (-2.1%) Land $7,340 Building $22,920	$494,582 (-) Land $120,000 Building $374,582
2025	$4,080.00 (+7.06%)	$30,910 (-8.31%) Land $7,500 Building $23,410	$494,582 (-0.73%) Land $120,000 Building $374,582
2024	$3,811.00 (+6.39%)
2023	$3,582.00	$33,710 Land $6,770 Building $26,940	$498,206 Land $100,000 Building $398,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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