Hamilton County property record for 432 Whitestone Ct, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,110 sqft · built 1966 |
| Lot Size | 0.462 acres (20,168 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (May 2016) |
| Tax Bill | $5,448 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0170-0096-00 |
| Primary APN | 590-0170-0096-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 1,158 sqft |
| 2nd Floor Area | 952 sqft |
| Basement Area | 918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,168 sqft (0.462 acres) |
| Lot Dimensions | 167 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 136 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 432 WHITESTONE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINSTEAD LN 112.79 X 167.39 IR LOT 31 LAKESHORE EST SUB BLK A PT 3 |
| Legal Subdivision | LAKESHOR E ESTATE SUB |
| Legal Block | A |
| Legal Lot Number | 31 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21504 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 432 WHITESTONE CT, CINCINNATI, OH 45231-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2016 · Amount on Record |
| Deed Sale | May 17, 2016 · Amount on Record |
| Deed Document Number | 0000044314 |
| Deed Book / Page | 01317 / 000413 |
| Last Transfer Date | May 19, 2016 |
| Transfer Doc | 0000044314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 432 WHITESTONE CT, CINCINNATI, OH 45231-2716 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 432 WHITESTONE CT, CINCINNATI, OH 45231-2716 |
| Document Number | 0000087964 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 14751/2049 |
| Instrument | 2022-0087964 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 473 Months |
| Due | Feb 5, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,448.00 (+2.64%) | $79,979 (-) Land $14,907 Building $65,072 | |
| 2024 | $5,308.00 (+4.08%) | $79,979 (-) Land $14,907 Building $65,072 | |
| 2023 | $5,100.00 (-27.28%) | $79,979 (-3.38%) Land $14,907 Building $65,072 | $228,510 (-3.38%) Land $42,590 Building $185,920 |
| 2022 | $7,013.00 Homeowner's exemption | $82,776 Land $12,583 Building $70,193 | |
| 2020 | $236,500 Land $35,950 Building $200,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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