Palo Pinto County property record for 432 Weatherby, Santo, TX 76472
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3,182 sqft · built 2021 |
| Lot Size | 11.3 acres (492,664 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,277 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000565826 |
| Primary APN | R000565826 |
|---|---|
| Alternative APN |
|
| Building Area | 3,182 sqft Total Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Lot Area | 492,664 sqft (11.3 acres) |
| Account Number | R000565826 |
|---|---|
| Street Address | 432 WEATHERBY |
| City | SANTO |
| State | TX |
| Zip | 76472-3892 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | AB 1438 TR 1-12 W T PRATT G#11438-00-00010-012-00-0 |
| Legal Tract | 1-12 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 300 |
432 Weatherby, an agricultural property, is owned and occupied by two individuals who acquired it in June 2020.
Source: Palo Pinto County records, as of October 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 WEATHERBY, SANTO, TX 76472-3892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage HAPPY STATE BANK |
| Jun 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 |
| Deed Sale | Jun 15, 2020 |
| Deed Document Number | 3038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 432 WEATHERBY, SANTO, TX 76472-3892 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | NOT AVAILABLE, TEXAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1301 SAVOY DR, CARROLLTON, TX 75006-2947 |
| Document Number | 002382/699 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 2382/699 |
| Instrument | 2021-00004105 |
| Name | HAPPY STATE BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79119 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 432 WEATHERBY, SANTO, TX 76472-3892 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002454/493 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 2454/493 |
| Instrument | 2022-00004784 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 1, 2029 |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Palo Pinto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $900 | $270,500 | |
| 2024 | $8,277.00 | ||
| 2023 | $209,290 | $209,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Weatherby in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Weatherby is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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