432 Watershed Rd, Rainier, OR 97048 Property Records

Columbia County property record for 432 Watershed Rd, Rainier, OR 97048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,275 sqft · built 1926
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2021)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7221-A0-02400`

Property Details

APN / Parcel Number

Primary APN	`7221-A0-02400`
Alternative APNs	`305072210100240000` `7N2W21-A0-02400` `19743`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
1st Floor Area	850 sqft
2nd Floor Area	1,275 sqft
Attic Area	425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Lot Area	60,984 sqft (1.4 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Utility Building	1,152 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	19743
Old Parcel Number	305072210100240000
Street Address	432 WATERSHED RD
City	RAINIER
State	OR
Zip	97048-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO:R-10
Legal Description	RAINIER HEIGHTS LOT: 1-6 BLOCK: N
Legal Range	02W
Legal Township	07N
Legal Section	21
Legal Quarter	NE
Legal Subdivision	RAINIER HEIGHTS
Legal Block	N
Legal Lot Number	1-6
Jurisdiction	COLUMBIA OR
Township / Civil Division	RAINIER
Census Block Group	2
Census Block	2029
Census Tract	970300

Owner

432 Watershed Rd is owned and occupied by an individual who acquired it in February 2023.

Source: Columbia County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	432 WATERSHED RD, RAINIER, OR 97048-2859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 15, 2021	Warranty Deed, Transfer · Commercial Mortgage KANNETH DEKORTE IRA
May 2, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	0000012891
Last Transfer Date	Feb 7, 2023
Transfer Doc	0000000535
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBIA OR
Recording Date	Feb 7, 2023
Property Address	432 WATERSHED RD, RAINIER, OR 97048-2859
Document Number	0000000535
Instrument Date	Feb 2, 2023
Instrument	2023-000535
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WATERSHED RD, RAINIER, OR 97048-2859

Mortgage

Document Number	0000000536
Date	Feb 7, 2023
Instrument	2023-000536

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Nov 15, 2021
Property Address	432 WATERSHED RD, RAINIER, OR 97048-2859
Document Number	0000012891
Instrument Date	Nov 12, 2021
Instrument	2021-012891
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WATERSHED RD, RAINIER, OR 97048-2859

Mortgage

Document Number	0000012892
Date	Nov 15, 2021
Instrument	2021-012892

Lender

Name	KANNETH DEKORTE IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	May 2, 2019
Property Address	432 WATERSHED RD, RAINIER, OR 97048-2859
Document Number	0000003441
Instrument Date	May 2, 2019
Instrument	3441
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WATERSHED RD RAINIER OR 970482859, RAINIER, OR 97048-2859

Tax Assessment & Valuation

The 2025 property tax bill for 432 Watershed Rd was $1,976.

Source: Columbia County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Unified School District	Rainier School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00	$163,940 Land $87,490 Building $76,450	$298,930 Land $158,950 Building $139,980
2023	$1,886.00	$154,540 Land $78,910 Building $75,630	$305,190 Land $149,190 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Watershed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Watershed Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RAINIER serves 1,932 people · EPA ID OR4100689
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Astound Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watershed Rd

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