432 W Tracy St, Springfield, MO 65807 Property Records

Greene County property record for 432 W Tracy St, Springfield, MO 65807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,772 sqft · built 1949
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$165,452 (Mar 2026)
Tax Bill	$900 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`88-13-35-405-003`

Property Details

APN / Parcel Number

Primary APN	`88-13-35-405-003`
Alternative APN	`1335405003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,772 sqft Living Area
Gross Area	956 sqft
1st Floor Area	812 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Construction Type	Brick
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	141 ft deep x 75 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881335405003
Street Address	432 W TRACY ST
City	SPRINGFIELD
State	MO
Zip	65807-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	SOUTH HAVEN ADD LOT 4 BLK C
Legal Range	22W
Legal Township	29N
Legal Section	35
Legal Subdivision	SOUTH HAVEN
Legal Block	C
Legal Lot Number	4
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4015
Census Tract	1500

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY OF SPRINGFIELD
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 19, 2026	Beneficiary Deed, Transfer
Jun 24, 2021	Intrafamily Transfer, Transfer
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Feb 18, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Feb 18, 2020
Deed Document Number	20268947
Deed Book / Page	2026 / 8947
Prior Transfer Date	Mar 18, 2026
Prior Transfer Doc	0000008950
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000894
Date	Mar 19, 2026
Book Page	2026/8949-26
Instrument	8949-26

Lender

Name	CITY OF SPRINGFIELD
Type	Government Agency
Address	SPRINGFIELD, MO 65802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 31, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Mar 19, 2026
Property Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Document Number	0000000894
Book / Page	2026 / 8947-26
Instrument Date	Mar 18, 2026
Instrument	8947-26
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538

Mortgage

Document Number	0000000894
Date	Mar 19, 2026
Book Page	2026/8948-26
Instrument	8948-26

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	GREENE MO
Recording Date	Mar 19, 2026
Property Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Document Number	0000000895
Book / Page	2026 / 8950-26
Instrument Date	Mar 18, 2026
Instrument	8950-26
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENE MO
Recording Date	Jun 24, 2021
Property Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Document Number	0000003153
Book / Page	2021 / 31532-21
Instrument Date	Jan 22, 2021
Instrument	31532-21
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 N WHITE TAIL CT, NIXA, MO 65714-8932

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Document Number	0000012310
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	844 N WHITE TAIL CT NIXA MO 657148932, NIXA, MO 65714-8932

Mortgage

Document Number	0000012310
Date	Apr 9, 2020
Instrument	12310

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 8, 2040

Interest

Rate Type	Adjustable Rate

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	GREENE MO
Recording Date	Feb 18, 2020
Property Address	432 W TRACY ST, SPRINGFIELD, MO 65807-2538
Document Number	0000005649
Instrument Date	Feb 4, 2020
Instrument	5649
Transaction Type	Foreclosure
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 N WHITE TAIL CT NIXA MO 657148932, NIXA, MO 65714-8932

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,070 (-) Land $5,700 Building $12,370
2025	$900.00 (-2.91%)	$18,070 (+3.91%) Land $5,700 Building $12,370	$95,100 (+3.93%) Land $30,000 Building $65,100
2023	$927.00 (+1.2%)	$17,390 (+3.64%) Land $4,470 Building $12,920	$91,500 (+3.62%) Land $23,500 Building $68,000
2022	$916.00	$16,780 Land $4,470 Building $12,310
2021			$88,300 Land $23,500 Building $64,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Wisper ISP.

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