432 W Ormsby Ave, Louisville, KY 40203 Property Records

Louisville/Jefferson County Metro Government property record for 432 W Ormsby Ave, Louisville, KY 40203

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 5,817 sqft · built 1900
Lot Size	0.29 acres (12,650 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Feb 2024)
Tax Bill	$10,017 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08032D00250000`

Property Details

APN / Parcel Number

Primary APN	`08032D00250000`
Alternative APNs	`032D00250000` `00092196`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	5,817 sqft Finished Area
Basement Area	2,185 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,650 sqft (0.29 acres)
Lot Dimensions	230 ft deep x 55 ft wide
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00092196
Street Address	432 W ORMSBY AVE
City	LOUISVILLE
State	KY
Zip	40203-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNZD-TRADI
Legal Description	0.2904 AC SS ORMSBY AVE 425 FT WEST OF 4TH ST
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE CENTRAL
Census Block Group	3
Census Block	3002
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Louisville Residential District (Additional Documentation) listed 1975 · 1,274 contributing resources · NRIS 75000772
Listed Area	Within Olmsted Park System listed 1982 · 6 contributing resources · NRIS 82002715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 21, 2021	Deed of Trust, Mortgage · Construction Mortgage RIVER CITY BANK INC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK&TR
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Dec 11, 2012 · Amount on Record
Deed Document Number	202427725
Deed Book / Page	12789 / 892
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0099900068
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010

Mortgage

Document Number	0000003119
Date	Jan 9, 2026
Book Page	M 19620/796
Instrument	2026003119

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 27, 2024
Property Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010
Document Number	0000027725
Book / Page	D 12789 / 892
Instrument Date	Feb 20, 2024
Instrument	2024027725
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1918 HEATON RD, LOUISVILLE, KY 40216-2830

Mortgage

Document Number	0000027726
Date	Feb 27, 2024
Instrument	2024027726

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ROUNSAVALL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153013
Date	Jun 21, 2021
Book Page	17460/679
Instrument	2021153013

Lender

Name	RIVER CITY BANK INC
Type	Bank
Address	LOUISVILLE, KY 40201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 9, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010
Document Number	0165680506
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	AGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 W ORMSBY AVE LOUISVILLE KY 402033010, LOUISVILLE, KY 40203-3010

Mortgage

Document Number	0165680506
Date	May 29, 2020
Book Page	016568/000506
Instrument	100549

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	432 W ORMSBY AVE, LOUISVILLE, KY 40203-3010
Document Number	0154380126
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	AGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 W ORMSBY AVE LOUISVILLE KY 402033010, LOUISVILLE, KY 40203-3010

Mortgage

Document Number	0154380126
Date	Mar 7, 2018
Book Page	015438/000126
Instrument	53386

Lender

Name	REPUBLIC BK&TR
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,017.00 (+45.41%)	$795,000 (+42.03%) Land $74,750 Building $720,250
2024			$795,000 (+42.03%) Land $74,750 Building $720,250
2023	$6,889.00 (-2.27%) Homeowner's exemption	$559,730 (+0.16%) Land $74,750 Building $484,980	$559,730 (+0.16%) Land $74,750 Building $484,980
2022	$7,049.00 Homeowner's exemption	$558,830 Land $60,000 Building $498,830	$558,830 Land $60,000 Building $498,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Intermart Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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