432 Utopia Rd, Apollo, PA 15613 Property Records

Westmoreland County property record for 432 Utopia Rd, Apollo, PA 15613

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	922 sqft · built 1958
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Jun 2022)
Tax Bill	$1,865 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2022 Sale & Mortgage
APN	`63-07-00-0-038`

Property Details

APN / Parcel Number

Primary APN	`63-07-00-0-038`
Alternative APN	`0630070000038`

Interior

Stories	1 Story
Building Area	922 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	46,174 sqft (1.06 acres)

Location & Zoning

Street Address	432 UTOPIA RD
City	APOLLO
State	PA
Zip	15613-9637
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	HSE GAR
Jurisdiction	WESTMORELAND PA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3010
Census Tract	801702

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 UTOPIA RD, APOLLO, PA 15613-9637
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit S & T BANK
Jun 20, 2022	Fiduciary Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	202221917
Prior Transfer Date	Oct 27, 2003
Prior Transfer Doc	0000087824
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	432 UTOPIA RD, APOLLO, PA 15613-9637
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009330
Date	Mar 9, 2021
Instrument	202103090009330

Lender

Name	S & T BANK
Type	Bank
Address	IRWIN, PA 15642

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jun 20, 2022
Property Address	432 UTOPIA RD, APOLLO, PA 15613-9637
Document Number	0000021917
Instrument Date	May 19, 2022
Instrument	202206200021917
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 UTOPIA RD, APOLLO, PA 15613-9637

Mortgage

Document Number	0000021918
Date	Jun 20, 2022
Instrument	202206200021918

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Washington Township
Unified School District	Kiski Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,865.00 (+0.05%)	$12,170 (-) Land $2,730 Building $9,440
2025	$1,864.00 (+8.37%)		$12,170 (-) Land $2,730 Building $9,440
2024	$1,720.00 (+9.55%)	$12,170 (-) Land $2,730 Building $9,440
2023		$12,170 Land $2,730 Building $9,440
2022	$1,570.00
1972			$12,170 Land $2,730 Building $9,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW KENSINGTON MUNI AUTH serves 47,800 people · EPA ID PA5650070
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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