432 Union St, Borger, TX 79007 Property Records

Hutchinson County property record for 432 Union St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,943 sqft · built 1958
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on File
Last Sale	$153,713 (May 2023)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Mortgage + 2 more
APN	`02080-00004-00300-000000`

Property Details

APN / Parcel Number

Primary APN	`02080-00004-00300-000000`
Alternative APN	`14198`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,943 sqft Living Area
Gross Area	2,476 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	364 sqft
Porch	Porch
Porch Area	368 sqft

Location & Zoning

Account Number	02080-00004-00300-000000
Street Address	432 UNION ST
City	BORGER
State	TX
Zip	79007-6454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32 3 & N38 4 BLK 4 PARAMOUNT
Legal Subdivision	PARAMOUNT TERRACE
Legal Block	4
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	2
Census Block	2001
Census Tract	950900

Owner

Source: Hutchinson County assessment roll, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 UNION ST, BORGER, TX 79007-6454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE RESEARCH CENTER LLC
May 30, 2023	Intrafamily Transfer, Transfer HAPPY STATE BANK
May 30, 2023	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	May 30, 2023
Deed Document Number	2023385628
Deed Book / Page	2351 / 226
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON TX
Property Address	432 UNION ST, BORGER, TX 79007-6454
Transaction Type	Mortgage
Record Updated	Jun 16, 2023
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002351/240
Date	May 30, 2023
Book Page	2351/240
Instrument	385630

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUTCHINSON TX
Recording Date	May 30, 2023
Property Address	432 UNION ST, BORGER, TX 79007-6454
Document Number	002351/221
Book / Page	2351 / 221
Map Reference	VOL 2 PG 69
Instrument Date	May 24, 2023
Instrument	385627
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 PRIMROSE LN, BORGER, TX 79007-6445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 UNION ST, BORGER, TX 79007-6454

Mortgage

Date	May 30, 2023

Lender

Name	HAPPY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	May 30, 2023
Property Address	432 UNION ST, BORGER, TX 79007-6454
Document Number	002351/226
Book / Page	2351 / 226
Map Reference	VOL 2 PG 69
Instrument Date	May 24, 2023
Instrument	385628
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	OMA TITLE, DOMA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 UNION ST, BORGER, TX 79007-6454

Mortgage

Document Number	0000385629
Date	May 30, 2023
Instrument	385629

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUTCHINSON TX
Recording Date	Dec 1, 2021
Property Address	432 UNION ST, BORGER, TX 79007-6454
Document Number	0002254/37
Book / Page	2254 / 37
Map Reference	VOL 2 PG 69
Instrument Date	Nov 29, 2021
Instrument	380122
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	PIONEER-LAWYERS LAND TITLE SERVICES, PIONEER LAWYERS LAND TTL SVC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 HOUSTON ST, BORGER, TX 79007-6425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 UNION ST, BORGER, TX 79007-6454

Mortgage

Document Number	0000380123
Date	Dec 1, 2021
Instrument	380123

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,784.00 (+19.9%)	$113,540 (+8.84%) Land $7,000 Building $106,540	$113,540 (+8.84%) Land $7,000 Building $106,540
2023		$104,320 Land $7,000 Building $97,320	$104,320 Land $7,000 Building $97,320
2022	$2,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 97.7% of Texas
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
PATHWAYZ Communications Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Innovative Financial Technologies Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures