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432 Third Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 432 Third Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details2,250 sqft · built 1980
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Jul 2018)
Tax Bill$11,373 (2024)
Deeds & MortgagesSep 2019 Mortgage
Jul 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-00058-0000-00001-04

Property Details

APN / Parcel Number

Primary APN12-00058-0000-00001-04
Alternative APN
  • 12000580000000010004

Interior

Stories1 Story
Building Area2,250 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeFrame
Lot Area8,002 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide

Location & Zoning

Street Address432 THIRD AVE
CityCAPE MAY
StateNJ
Zip08204-1084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD LOT 1.023
Legal SubdivisionOLD CAPE MAY RACE TRACK
Legal Block58
Legal Lot Number1.4
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3014
Census Tract21900

Owner

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1662 FAIRFIELD RD, YARDLEY, PA 19067-3944
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2019Deed of Trust, Mortgage
CITIZENS BK NA
Jul 12, 2018Grant Deed, Transfer
CITIZENS BK NA
Jul 28, 2017Grant Deed, Transfer
PREMIUM TITLE INC, PREMIER TITLE SERVICES INC
May 18, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2018 · Amount on Record
Deed SaleJul 12, 2018 · Amount on Record
Prior SaleJul 28, 2017 · Amount on Record
Deed Document Number201861475
Deed Book / Page3802 / 428
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address432 THIRD AVE, CAPE MAY, NJ 08204-1084
Document Number0061070031
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNESHAMINY ABSTRACT COMPANY, NESHAMINY ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 THIRD AVE WEST CAPE MAY NJ 082041084, WEST CAPE MAY, NJ 08204-1084

Mortgage

Document Number0061070031
DateOct 4, 2019
Book Page006107/000031
Instrument108816
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueOct 3, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateJul 12, 2018
Property Address432 THIRD AVE, CAPE MAY, NJ 08204-1084
Document Number0038020428
Book / Page003802 / 000428
Instrument DateJul 3, 2018
Instrument61475
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyTITLE COMPANY OF JERSEY, THE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1662 FAIRFIELD RD YARDLEY PA 190673944, YARDLEY, PA 19067-3944

Mortgage

Document Number59850479
DateJul 12, 2018
Book Page005985/000479
Instrument61476
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
AmountAmount Recorded
Term360 Months
DueJul 11, 2048

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateJul 28, 2017
Property Address432 THIRD AVE, CAPE MAY, NJ 08204-1084
Document Number0037420926
Book / Page003742 / 000926
Instrument DateJul 17, 2017
Instrument23080
Transaction TypeTransfer
Record UpdatedOct 2, 2017
Title CompanyPREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$319.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 SAND CASTLE DR CAPE MAY COURT HOUSE NJ 082101947, CAPE MAY COURT HOUSE, NJ 08210-1947

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCAPE MAY NJ
Recording DateMay 18, 2017
Property Address432 THIRD AVE, CAPE MAY, NJ 08204-1084
Document Number0037300628
Book / Page003730 / 000628
Instrument DateApr 25, 2017
Instrument15177
Transaction TypeForeclosure
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 THIRD AVE CAPE MAY NJ 082041084, CAPE MAY, NJ 08204-1084

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$756,200 (-) Land $270,900 Building $485,300$756,200 (-) Land $270,900 Building $485,300
2025$756,200 (-) Land $270,900 Building $485,300$756,200 (-) Land $270,900 Building $485,300
2024$11,373.00 (+11%)
2023$756,200 Land $270,900 Building $485,300$756,200 Land $270,900 Building $485,300
2022$10,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 213 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 61 condo units
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 60% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CAPE MAY WATER DEPT
serves 4,427 people · EPA ID NJ0512001
Water SourcePurchased groundwater from CAPE MAY WATER & SEWER U
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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