432 Terry Ct, #B4, Frederick, MD 21701 Property Records

Frederick County property record for 432 Terry Ct, #B4, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 1984
Lot Size	0.027 acres (1,184 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2022)
Tax Bill	$3,351 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-135825`

Property Details

APN / Parcel Number

Primary APN	`02-135825`
Alternative APNs	`2135825` `135825`

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	1,184 sqft (0.027 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	135825
Street Address	432 TERRY CT, B4
City	FREDERICK
State	MD
Zip	21701-6384
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R16
Legal Description	BLG 3 B-4 1184 SQ FT UPPER UNIT PROSPECT BLVD WILLOW GLEN CONDO
Legal Subdivision	WILLOW GLEN CONDO INC
Legal Lot Number	B4
Legal Unit	PROS
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	765100

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 TERRY CT, B-4, FREDERICK, MD 21701-6384
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Aug 9, 2012 · Amount on Record
Deed Book / Page	15734 / 213
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0090120403
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 16, 2022
Property Address	432 TERRY CT # B4, B4, FREDERICK, MD 21701-6384
Document Number	0157340213
Book / Page	15734 / 213
Map Reference	MB 29 FO 5-7
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	NOT AVAILABLE, VIRTUAL TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	432 TERRY CT # B-4, B-4, FREDERICK, MD 21701-6384

Mortgage

Document Number	0015734218
Date	Feb 16, 2022
Instrument	15734/218

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,100 (+15.8%) Land $60,000 Building $131,100	$191,100 (-) Land $60,000 Building $131,100
2024	$3,351.00 (+9.72%)
2023	$3,054.00	$165,033	$191,100 Land $60,000 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20