Waller County property record for 432 Sunray Lake Ln, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 1,765 sqft · built 2022 |
| Lot Size | 0.303 acres (13,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,798 (Jul 2023) |
| Tax Bill | $9,037 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 800004-002-016-000 |
| Primary APN | 800004-002-016-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,765 sqft Living Area |
| 1st Floor Area | 1,765 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 13,192 sqft (0.303 acres) |
| Lot Dimensions | 157 ft deep x 84 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 195 sqft |
| Street Address | 432 SUNRAY LAKE LN |
|---|---|
| City | KATY |
| State | TX |
| Zip | 77493-6439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S800004 SUNTERRA 4 BLK 2 LOT 16 |
| Legal Subdivision | SUNTERRA 4 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | WALLER TX |
| Township / Civil Division | BROOKSHIRE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 680100 |
Source: Waller County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 SUNRAY LAKE LN, KATY, TX 77493-6439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Deed Document Number | 20238188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WALLER TX |
| Recording Date | Jul 18, 2023 |
| Property Address | 432 SUNRAY LAKE LN, KATY, TX 77493-6439 |
| Document Number | 0002308188 |
| Map Reference | FILE 2213424 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2308188 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | LANDTITLE TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1314 N DURHAM DR, HOUSTON, TX 77008-3734 |
| Name | Verified Name |
|---|---|
| Address | 432 SUNRAY LAKE LN, KATY, TX 77493-6439 |
| Document Number | 0002308189 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2308189 |
| Name | COLINA MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0002308190 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2308190 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 17, 2026 |
Source: Waller County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Waller County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,037.00 Homeowner's exemption | $329,270 (-1.46%) Land $59,400 Building $269,870 | $329,270 (-1.46%) Land $59,400 Building $269,870 |
| 2023 | $334,140 (+765.42%) Land $59,400 Building $274,740 | $334,140 (+765.42%) Land $59,400 Building $274,740 | |
| 2022 | $38,610 Land $38,610 | $38,610 Land $38,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 88 (1992–2026) |
| Claims Outside the SFHA | 64 of 88 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS-WALLER COUNTIES MUD 5 serves 4,098 people · EPA ID TX2370138 |
|---|---|
| Water Source | Purchased groundwater from HARRIS-WALLER COUNTIES MUD 4 |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
May also be available: Hotwire Communications, Verizon.
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