Bergen County and Ridgewood Village property record for 432 Stuart St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,180 sqft · built 1969 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,000 (Mar 1973) |
| Tax Bill | $13,687 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 51-03107-0000-00020 |
| Primary APN | 51-03107-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,180 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 43 ft deep x 138 ft wide |
| Street Address | 432 STUART ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .136 AC |
| Legal Block | 3107 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 47100 |
432 Stuart St is owned by two individuals who bought it in March 1973.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 249 VALLEY STREAM LN, SOUTHBURY, CT 06488-4682 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1973 · Amount on File |
| Deed Sale | Mar 15, 1973 · Amount on File |
| Deed Book / Page | 5754 / 204 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 432 Stuart St was $13,687, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,600 (-) Land $226,700 Building $246,900 | $473,600 (-) Land $226,700 Building $246,900 | |
| 2025 | $13,687.00 (+0.74%) | $473,600 (-) Land $226,700 Building $246,900 | $473,600 (-) Land $226,700 Building $246,900 |
| 2024 | $13,587.00 (+2.32%) | $473,600 (-) Land $226,700 Building $246,900 | $473,600 (-) Land $226,700 Building $246,900 |
| 2023 | $13,279.00 (+2.6%) | $473,600 Land $226,700 Building $246,900 | $473,600 Land $226,700 Building $246,900 |
| 2022 | $12,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Stuart St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 82 (1984–2021) |
| Claims Outside the SFHA | 15 of 82 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Stuart St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures