432 Stanley Rd, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 432 Stanley Rd, Winthrop, ME 04364

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,079 sqft · built 1974
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$74,300 (Jan 2006)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	May 2021 Refinance Jan 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINP M:012 L:015 S:00A`

Property Details

APN / Parcel Number

Primary APN	`WINP M:012 L:015 S:00A`
Alternative APN	`3192`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	3,654 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	104,108 sqft (2.39 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3192
Street Address	432 STANLEY RD
City	WINTHROP
State	ME
Zip	04364-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Lot Number	15
Jurisdiction	WINTHROP ME
Township / Civil Division	WINTHROP
Census Block Group	3
Census Block	3006
Census Tract	14002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

432 Stanley Rd is owned by two individuals who bought it in January 2006.

Source: Kennebec County and Winthrop Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 STANLEY RD, WINTHROP, ME 04364-3346
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SKOWHEGAN SAVINGS BANK
Jan 12, 2006	Intrafamily Transfer, Transfer GARDINER SB INSTITUT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2006 · Amount on File
Deed Sale	Jan 12, 2006 · Amount on File
Deed Document Number	20061039
Deed Book / Page	8764 / 263
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP ME
Property Address	432 STANLEY RD, WINTHROP, ME 04364-3346
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021013086
Date	May 17, 2021
Book Page	14009/260
Instrument	2021013086

Lender

Name	SKOWHEGAN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

January 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINTHROP ME
Recording Date	Jan 12, 2006
Property Address	432 STANLEY RD, WINTHROP, ME 04364-3346
Document Number	0000001039
Book / Page	08764 / 0263
Instrument	000000001039
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001040
Date	Jan 12, 2006
Book Page	08764/0264
Instrument	000000001040

Lender

Name	GARDINER SB INSTITUT

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 432 Stanley Rd was $3,176.

Source: Kennebec County and Winthrop Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Winthrop Town
Unified School District	Winthrop (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,176.00	$137,500 (-) Land $34,300 Building $103,200
2024	$3,176.00	$137,500 Land $34,300 Building $103,200
2022	$2,993.00	$137,500 Land $34,300 Building $103,200	$241,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Stanley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Stanley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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