Contra Costa County property record for 432 Shore Rd, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,047 sqft · built 1964 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,436 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-292-011-8 |
| Primary APN | 098-292-011-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,047 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 432 SHORE RD |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | TRACT 3336 LOT 20 EX MR |
| Legal Subdivision | SUBDIVISION 3336 |
| Legal Tract | 3336 |
| Legal Lot Number | 20 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 314200 |
432 Shore Rd is owned and occupied by an individual who acquired it in May 2026.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 SHORE RD, BAY POINT, CA 94565-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Affidavit, Transfer |
| Jun 5, 2026 | Grant Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 4, 2026 |
| Transfer Doc | 0000059074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 432 SHORE RD, BAY POINT, CA 94565-1305 |
| Document Number | 0000059073 |
| Instrument Date | May 29, 2026 |
| Instrument | 202659073 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 SHORE RD, BAY POINT, CA 94565-1305 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 5, 2026 |
| Property Address | 432 SHORE RD, BAY POINT, CA 94565-1305 |
| Document Number | 0000059074 |
| Instrument Date | May 4, 2026 |
| Instrument | 202659074 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 SHORE RD, BAY POINT, CA 94565-1305 |
| Document Number | 0000059075, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202659075 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 432 Shore Rd was $1,436.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $57,430 (+2%) Land $24,943 Building $32,487 | |
| 2025 | $1,436.00 | $56,304 Land $24,454 Building $31,850 |
| 2023 | $1,322.00 (+0.46%) Homeowner's exemption | $54,119 Land $23,505 Building $30,614 |
| 2022 | $1,316.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 432 Shore Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 432 Shore Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
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