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432 Shadow Mist Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 432 Shadow Mist Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3,756 sqft · built 2014
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Sep 2025)
Tax Bill$3,213 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN291-00-00-049

Property Details

APN / Parcel Number

Primary APN291-00-00-049
Alternative APNs
  • 0291 00 00 0490
  • 48611

Interior

Stories1 Story
Building Area3,756 sqft Gross Area
Gross Area2,344 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialVinyl
Lot Area217,800 sqft (5 acres)

Location & Zoning

Account Number48611
Old Parcel Number0291 00 00 0490
Street Address432 SHADOW MIST LN
CityELGIN
StateSC
Zip29045-7107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2
Legal DescriptionLOT A
Legal SubdivisionJIM TALPAS & KELLY TALPAS
Legal Lot NumberA
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract970909

Owner

Source: Kershaw County records · APN 291-00-00-049

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 SHADOW MIST LN, ELGIN, SC 29045-7107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Warranty Deed, Transfer · VA Mortgage
NEIGHBORHOOD LOANS
May 12, 2020Deed of Trust, Mortgage · Conventional with PMI
TRUIST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Prior SaleNov 21, 2006 · Amount on Record
Deed Document Number2025-7607
Deed Book / Page5426 / 139
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateSep 11, 2025
Property Address432 SHADOW MIST LN, ELGIN, SC 29045-7107
Document Number0020257607
Book / Page5426 / 139
Map ReferenceMB 2075 PG 158
Instrument DateSep 08, 2025
Instrument2025-7607
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,690.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 SHADOW MIST LN, ELGIN, SC 29045-7107

Mortgage

Document Number0020257608
DateSep 11, 2025
Instrument2025-7608
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address432 SHADOW MIST LN, ELGIN, SC 29045-7107
Document Number0000004271
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyCLOSELINE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 SHADOW MIST LN ELGIN SC 290457107, ELGIN, SC 29045-7107

Mortgage

Document Number0000004271
DateMay 19, 2020
Book Page004224/000161
Instrument4271
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,213.00$566,900 (+0.53%) Land $75,000 Building $491,900$566,900 (+0.53%)
2024$3,213.00 (-0.99%)$563,900 (-) Land $75,000 Building $488,900$563,900 (-)
2023$3,245.00$563,900 Land $75,000 Building $488,900$563,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · above 71% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber		5,000 / 5,000

May also be available: Spectrum.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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