432 SE Dolphin Dr, Stuart, FL 34996 Property Records

Martin County property record for 432 SE Dolphin Dr, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 936 sqft · built 1954
Lot Size0.132 acres (5,793 sqft)
OwnerIndividual Name on Record
Last Sale$170,500 (Mar 2017)
Tax Bill$3,718 (2024)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-023-032-00200-2

Property Details

APN / Parcel Number

Primary APN03-38-41-023-032-00200-2
Alternative APNs
  • 338410230320020020000
  • 20757

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1979
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,793 sqft (0.132 acres)
Pool Area300 sqft
PorchPorch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20757
Old Parcel Number338410230320020020000
Street Address432 SE DOLPHIN DR
CitySTUART
StateFL
Zip34996-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROADWAY ST LUCIE ESTATES BEG AT NE COR LOT 20 SELY TO PT 5' S OF NE COR LOT 19 SWLY TO PT 1.75' N OF NW COR OF 20 N TO NW
Legal Range41E
Legal Township38S
Legal Section03
Legal SubdivisionBROADWAY SECTION OF ST LUCIE ESTATES SUB
Legal Block32
Legal Lot Number20
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1010
Census Tract902

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1508 SE LARK BLVD, STUART, FL 34996-2666
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2017 · Amount on Record
Deed SaleMar 16, 2017 · Amount on Record
Prior SaleFeb 18, 2014
Deed Document Number0002913438
Deed Book / Page2913 / 438
Record UpdatedJun 8, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 16, 2017
Property Address432 SE DOLPHIN DR, STUART, FL 34996-3212
Document Number0029130438
Book / Page02913 / 0438
Map ReferenceMB1 PG4
Instrument DateMar 14, 2017
Instrument2624920
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,193.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 SW HAMBERLAND AVE, PORT SAINT LUCIE, FL 34953-5630

Mortgage

Document Number0002624922
DateMar 16, 2017
Instrument2624922
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210,184 (+21%)$222,540 (+6.83%) Land $123,250 Building $99,290
2024$3,718.00 (+5.96%)
2023$3,509.00 (+14.41%)$173,707 (+1%)$208,320 (+24.94%) Land $119,000 Building $89,320
2022$3,067.00$157,916$166,740 Land $111,610 Building $55,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims14 (1999–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Blue Stream.

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